CENTURY 21 Edge
$125,0002 bd2 ba1,150 sqft$109 /sqft$1,187 /mo all-in ↓

419 SINCLAIR CIRCLE, TAVARES, FL, 32778

Active1 days on marketListed Sep 19, 2026MLS #G5117959

Priced 62% below the TAVARES 32778 medianManufactured HomeTAVARES TAVARES

About this home

419 SINCLAIR CIRCLE

Welcome to 419 Sinclair Ct, a 2-bedroom, 2-bath single-wide manufactured home located in a friendly, close-knit 55+ community in the heart of Tavares. Built in 1979, this home offers an affordable opportunity to enjoy Central Florida living and is able to be financed! One of the best features of this property is the location. Walking distance of vibrant Downtown Tavares, where you can enjoy local restaurants, shopping, community events, and festivals throughout the year. Known as America’s Seaplane City, Tavares offers a one-of-a-kind waterfront atmosphere where seaplanes can regularly be seen taking off and landing on beautiful Lake Dora. Whether you’re looking for a full-time residence or a low-maintenance Florida home, this property puts you close to all the charm, recreation, and community that make Tavares such a special place to call home. Schedule your showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,150

Sqft

0.1 ac

Lot size

1979

Year built

One

Levels

$109

Per sqft

Water viewNegotiable55+ communityPets allowed

Inside

FlooringLinoleum · Luxury Vinyl
AppliancesDishwasher · Freezer · Microwave · Range · Refrigerator
InteriorPrimary Bedroom Main Floor · Solid Surface Counters · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
ViewWater
FacesEast
ParkingDriveway · Tandem
ExteriorPrivate Entrance

Community & fees

HOA fee$135/mo
Taxes (2025)$1,210/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,187 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$736
FHA mortgage insurance (est.)$55
Property tax — 2025 actual bill$101
HOA fee — from the listing$135
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,375
Interest rate6.00%
Loan term

Estimated payment

$1,187/mo

Principal & interest$736
FHA mortgage insurance (est.)$55
Property taxes (actual bill)$101
HOA / condo fee$135
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $125K
$120KedgeAI estimate $162,459 · range $146K$197K$205K

vs edgeAI estimate

−23.1%

$/sqft vs Tavares actives

$109 vs $190

Days on market

1 vs 45 typical

Where $109/sqft sits among the 257 Tavares actives

42 · this home
69
72
36
15
23
$109–147$147–185$185–223$223–261$261–299$299+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tavares

Drive times from this address

Downtown Orlando51 min
Universal Orlando55 min
Walt Disney World61 min
Orlando Int’l Airport (MCO)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tavares. See the full Tavares guide →

TAVARES 32778 — neighborhood snapshot

Population

25,099

Median age

53.8

Median income

$61,815

Median home value

$241,500

Avg household

2.16

Households w/ children

2,209

For the school run

Lake County School District

HighTavares High School★★★★★
ElementaryTavares Elementary School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$318K$313K

Tavares median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

129 of 257

Tavares actives have cut their price

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% below the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

Sep 19, 2026Listed at $125,000 · 1 days on market since
1979Built · TAVARES TAVARES

Reality check

What actually sold near 419 SINCLAIR CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

30116 TAVARES RIDGE BOULEVARD UNIT 91Sold · Dec ’25

$134,000

30116 TAVARES RIDGE BOULEVARD UNIT 91

3 bd · 2 ba · 1,140 sqft · $118/sqft · 54 DOM

12443 TAVARES RIDGE CIRCLE UNIT 74Sold · Oct ’25

$153,000

12443 TAVARES RIDGE CIRCLE UNIT 74

2 bd · 2 ba · 1,140 sqft · $134/sqft · 51 DOM

599 MAGNOLIA RIDGE AVENUESold · Aug ’26

$257,000

599 MAGNOLIA RIDGE AVENUE

3 bd · 2 ba · 1,105 sqft · $233/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 419 SINCLAIR CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 419 SINCLAIR CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

419 SINCLAIR CIRCLE FAQs

What would the monthly payment be for 419 SINCLAIR CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,187/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 419 SINCLAIR CIRCLE?+

The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 419 SINCLAIR CIRCLE?+

The most recent tax bill on record (2025) was $1,210. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 419 SINCLAIR CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tavares?+

At $125,000, this home is listed about 62% below the Tavares median of $329,745. The market section on this page shows how the area is trending.

Which schools are assigned to 419 SINCLAIR CIRCLE?+

Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TAVARES 32778 market on paper

$125,000 is 62% below the TAVARES 32778 median of $324,843, and at $109/sqft it sits under the Tavares average of $217.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Tavares market that averages 45 — if it fits, move quickly.

Listing courtesy of EXP REALTY LLC · Chris Sanford. MLS #G5117959.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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