CENTURY 21 Edge
Pending
$1,1502 bd1.5 ba960 sqft$1 /sqft$168 /mo all-in ↓

4123 SW 15TH PLACE UNIT 3, GAINESVILLE, FL, 32607

Pending296 days on marketListed Oct 14, 2025MLS #GC534701

Priced 99% below the GAINESVILLE 32607 medianTownhouseMOSSY OAKS TWNHS

About this home

4123 SW 15TH PLACE UNIT 3

Come and see this 2 bedroom/1.5 bathroom townhouse. Downstairs, you will find the fully equipped kitchen and living/dining area with vinyl plank flooring for easy maintenance. A half bath downstairs provides convenience for you and your guests. Large sliding glass doors open to the back porch and your own little private backyard greenspace! The attached laundry room with washer/dryer means no trips to the laundromat!! Upstairs the primary bedroom has another set of sliding glass doors that open to your balcony and the secondary bedroom has large windows that provide lots of natural light. A full bath with tub/shower is located between the bedrooms and shared by both. Located within 5 miles of I-75, Butler Plaza, Celebration Point, Shands, the VA, UF and more.***Residents are enrolled in the Resident Benefits Package (RBP) for $45.00/month which includes renters insurance, HVAC air filter delivery (for applicable properties), credit building to help boost your credit score with timely rent payments, $1M Identity Protection, our best-in-class resident rewards program, and much more! More details upon application.***

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

960

Sqft

0.2 ac

Lot size

1981

Year built

Two

Levels

$1

Per sqft

Inside

AppliancesDryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Thermostat · Window Treatments
LaundryLaundry Room · Outside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

Community & fees

PetsNo
CommunityNone

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$168 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$7
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$1
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $40Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $40
Interest rate6.00%
Loan term

Estimated payment

$168/mo

Principal & interest$7
FHA mortgage insurance (est.)$1
Est. property taxes$1
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Gainesville

Map of 4123 SW 15TH PLACE UNIT 3

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32607 — neighborhood snapshot

Population

31,938

Median age

26.9

Median income

$46,517

Median home value

$297,800

Avg household

2.2

Households w/ children

2,649

For the school run

Alachua County School District

ElementaryLawton M. Chiles Elementary School★★★★
MiddleFort Clarke Middle School★★★★★
HighF. W. Buchholz High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$294K$322K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the GAINESVILLE 32607 median. See the full Gainesville market guide →

Paper trail

This home's history

Oct 14, 2025Listed at $1,150 · 296 days on market since
1981Built · MOSSY OAKS TWNHS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4123 SW 15TH PLACE UNIT 3 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4123 SW 15TH PLACE UNIT 3 — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4123 SW 15TH PLACE UNIT 3 FAQs

What would the monthly payment be for 4123 SW 15TH PLACE UNIT 3?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $168/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4123 SW 15TH PLACE UNIT 3?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $1,150, this home is listed about 100% below the Gainesville median of $295,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4123 SW 15TH PLACE UNIT 3?+

Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the GAINESVILLE 32607 market on paper

$1,150 is 99% below the GAINESVILLE 32607 median of $179,900, and at $1/sqft it sits under the Gainesville average of $208.

02Time on market is leverage

296 days on market against a Gainesville median of 45 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Lawton M. Chiles Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXIT REALTY PRODUCERS · Amy Cole. MLS #GC534701.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4123 SW 15TH PLACE UNIT 3, GAINESVILLE, FL — 2 Bed, 1.5 Bath — $1,150 | CENTURY 21 Edge