SW 35 TERRACE, OCALA, FL, 34473
Active237 days on marketListed Dec 10, 2025MLS #GC535914
About this home
SW 35 TERRACE
Discover the perfect opportunity to build your dream home on this expansive 2.5-acre vacant lot located in the growing Marion Oaks community of Ocala. Tucked away on a quiet cul-de-sac, this property offers both privacy and space, making it an ideal setting for those seeking room to spread out while still enjoying the conveniences of a well-established neighborhood. With plenty of land to accommodate a custom home, workshop, garden, or recreational space, the possibilities are endless. Marion Oaks continues to attract buyers for its peaceful atmosphere, nearby amenities, and easy access to shopping, dining, parks, and major roadways. Whether you're an investor or a future homeowner, this rare oversized parcel in a desirable location presents a valuable opportunity to own a piece of Florida land in a rapidly developing area.
Facts & features
The home at a glance
2.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$900 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$900/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near SW 35 TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$242,900
17010 SW 44 CIRCLE
3 bd · 2 ba · 1,267 sqft · $192/sqft · 233 DOM
Sold · Feb ’26$225,500
17121 SW 44TH CIRCLE
3 bd · 2 ba · 1,332 sqft · $169/sqft · 75 DOM
Sold · Nov ’25$270,000
4414 SW 172 PLACE ROAD
3 bd · 2 ba · 1,393 sqft · $194/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about SW 35 TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SW 35 TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
SW 35 TERRACE FAQs
What would the monthly payment be for SW 35 TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $900/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SW 35 TERRACE?+
The most recent tax bill on record (2025) was $904. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $105,000, this home is listed about 65% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to SW 35 TERRACE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34473 market on paper
$105,000 is 58% below the OCALA 34473 median of $249,900.
02Time on market is leverage
237 days on market against a Ocala median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $160,000, now $105,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BIG FISH REAL ESTATE SERVICES · Tayler Jones. MLS #GC535914.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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