CENTURY 21 Edge
$640,000$890,000$3,857 /mo all-in ↓

NE 131 PLACE, ARCHER, FL, 32618

Active231 days on marketListed Dec 15, 2025MLS #GC535930

Reduced $250K

About this home

NE 131 PLACE

PRICE RECENTLY REDUCED - Beautiful 20-acre parcel outside of Archer, Florida. Once part of a generational cattle ranch, this rare property offers something increasingly difficult to find – seclusion, privacy, and easy access to nature AND necessities. Wooded with live oaks, pines and natural underbrush. Offering privacy and endless opportunities for horse farm, custom home, ranchette, or country retreat. Buffered by Florida’s Goethe State Forest, state and county conservation easements, farmland, and 5-20 acre homesteads. Outdoor enthusiasts can enjoy wildlife among the oak hammocks, pine trees, and nearby State of Florida Horseback Riding and hiking trails. Abundant wildlife including deer, turkey, and quail. Partially cleared, deeded easement for access, and adjacent power lines. A meaningful head start for your build. 30 minutes from Gainesville (University of Florida, UF Performing Arts Center, Shands UF Hospital, VA Hospital, and expanded Regional Shopping) | 45 minutes from Gainesville Regional Airport | 50 minutes to Cedar Key with world class saltwater fishing | 40 minutes to the World Equestrian Center and Ocala | 2 hours to Jacksonville and East Coast beaches | 30 minutes to I-75 | Either coast in under 2 hours. No HOA or builder requirements. All reasonable offers considered. Call Listing Agent for more details.

Facts & features

The home at a glance

20.01 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods

Community & fees

Taxes (2024)$47/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterNone · Well Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,857 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property tax — 2024 actual bill$4
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,000
Interest rate6.00%
Loan term

Estimated payment

$3,857/mo

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property taxes (actual bill)$4
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Archer

Map of NE 131 PLACE

Get to know Archer. See the full Archer guide →

ARCHER 32618 — neighborhood snapshot

Population

7,340

Median age

44.5

Median income

$52,176

Median home value

$195,000

Avg household

2.25

Households w/ children

777

For the school run

Alachua County School District

ElementaryArcher Elementary★★★★★
MiddleOak View Middle School★★★★★
HighNewberry High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Archer market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$314K$240K

Archer median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Archer, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 119% above the ARCHER 32618 median. See the full Archer market guide →

Paper trail

This home's history

CurrentPrice reduced to $640,000 $250K
Dec 15, 2025Listed at $890,000 · 231 days on market since

Reality check

What actually sold near NE 131 PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12091 NE 111TH AVENUESold · Jan ’26

$289,500

12091 NE 111TH AVENUE

3 bd · 2 ba · 1,568 sqft · $185/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about NE 131 PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for NE 131 PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

NE 131 PLACE FAQs

What would the monthly payment be for NE 131 PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,857/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on NE 131 PLACE?+

The most recent tax bill on record (2024) was $47. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Archer?+

At $640,000, this home is listed about 69% above the Archer median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to NE 131 PLACE?+

Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$640,000 runs 119% above the ARCHER 32618 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

231 days on market against a Archer median of 57 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $890,000, now $640,000 — a $250K cut. The full history is in the market section below.

Listing courtesy of WATSON REALTY CORP · Stephanie Bailes. MLS #GC535930.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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