CENTURY 21 Edge
$199,900$229,9002 bd2 ba1,203 sqft$166 /sqft$1,904 /mo all-in ↓

5268 SW 97TH WAY, GAINESVILLE, FL, 32608

Active212 days on marketListed Jan 8, 2026MLS #GC536416

Priced 11% below the GAINESVILLE 32608 medianReduced $30KTownhouseHAILE PLANTATION

About this home

5268 SW 97TH WAY

Virtually Staged. Your next home could be the serene setting of Plantation Villas in Haile Plantation. This wonderful townhome has been well loved and resides just a short distance from the Haile Village Center. This unit has a beautifully updated kitchen with granite counters and upgraded wood cabinetry complimented by stainless steel appliances. Downstairs you will find one bedroom with a large closet and access to the downstairs full bathroom. The downstairs bathroom was updated in recent years with new floor and shower tile and updated vanity. The tile floors in the foyer was upgraded with the same beautiful porcelain tile. The home has formal dining area adjacent to the kitchen. The dinning room has a large closet with mirrored doors that make the space feel even bigger. The spacious living room has a high vaulted ceiling with ceiling fan and access to the breakfast bar as well. The sliding glass doors lead to your back patio which could be perfect for relaxing in the morning with a cup of coffee. Upstairs you will find a large primary bedroom with one walk-in closet and additional standard closet. The ensuite bathroom is spacious and has a walk-in shower. Downstairs you will find the laundry closet conveniently in a closet under the staircase. The HVAC system was updated in 2023. Water heater is a 2021. Roof done in 4/2023. Come take a tour of this fantastic unit and see what potential it holds for you.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,203

Sqft

0.03 ac

Lot size

1995

Year built

Two

Levels

$166

Per sqft

Inside

FlooringCarpet · Laminate · Luxury Vinyl · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationSlab
FacesNorth
ExteriorPrivate Entrance · Rain Gutters · Sidewalk

Community & fees

HOA fee$155/mo
Taxes (2025)$3,890/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,904 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$324
HOA fee — from the listing$155
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,997
Interest rate6.00%
Loan term

Estimated payment

$1,904/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$324
HOA / condo fee$155
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $200K
$192KedgeAI estimate $202,174 · range $201K$206K$214K

vs edgeAI estimate

−1.1%

$/sqft vs HAILE PLANTATION

$166 vs $216

Days on market

212 vs 45 typical

Where $166/sqft sits among the 11 homes for sale in HAILE PLANTATION

2 · this home
1
3
2
2
1
$166–187$187–208$208–229$229–250$250–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Haile Plantation

Map of 5268 SW 97TH WAY inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Haile Plantation — neighborhood snapshot

Population

5,843

Median age

48

Median income

$118,974

Median home value

$437,518

Avg household

2

Households w/ children

658

For the school run

Alachua County School District

MiddleKanapaha Middle School★★★★★
ElementaryKimball Wiles Elementary School★★★★★
HighF. W. Buchholz High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$294K$333K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

4 of 11

HAILE PLANTATION have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% below the GAINESVILLE 32608 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $199,900 $30K
Jan 8, 2026Listed at $229,900 · 212 days on market since
1995Built · HAILE PLANTATION

Reality check

What actually sold near 5268 SW 97TH WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9780 SW 52ND ROADSold · Jul ’26

$215,000

9780 SW 52ND ROAD · same community

2 bd · 2 ba · 1,203 sqft · $179/sqft · 14 DOM

5248 SW 97TH WAYSold · Dec ’25

$187,000

5248 SW 97TH WAY · same community

2 bd · 2 ba · 1,203 sqft · $155/sqft · 61 DOM

5238 SW 97TH DRIVESold · Nov ’25

$185,000

5238 SW 97TH DRIVE · same community

2 bd · 2 ba · 1,196 sqft · $155/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5268 SW 97TH WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5268 SW 97TH WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5268 SW 97TH WAY FAQs

What would the monthly payment be for 5268 SW 97TH WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,904/mo — principal and interest, the actual property-tax bill, the $155/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5268 SW 97TH WAY?+

The association fee works out to $155 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5268 SW 97TH WAY?+

The most recent tax bill on record (2025) was $3,890. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5268 SW 97TH WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $199,900, this home is listed about 33% below the Gainesville median of $297,500. The market section on this page shows how the area is trending.

Which schools are assigned to 5268 SW 97TH WAY?+

Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the GAINESVILLE 32608 market on paper

$199,900 is 11% below the GAINESVILLE 32608 median of $225,000, and at $166/sqft it sits under the Gainesville average of $209.

02Time on market is leverage

212 days on market against a Gainesville median of 45 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Kanapaha Middle School, Kimball Wiles Elementary School, F. W. Buchholz High School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $229,900, now $199,900 — a $30K cut. The full history is in the market section below.

Listing courtesy of DAWN REALTY · Josh Benson. MLS #GC536416.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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