412 NW 46TH STREET, GAINESVILLE, FL, 32607
Active164 days on marketListed Feb 26, 2026MLS #GC537658
About this home
412 NW 46TH STREET
Located in the heart of Gainesville, this spacious 4 Bedroom 2 1/2 bath home offers room to spread out both inside and out. Designed for comfortable living and entertaining, the home features a cozy family room with a fireplace, along with a formal living room and dedicated dining room—providing flexible spaces for gatherings, holidays, or everyday living. Step outside to enjoy expansive decking that overlooks a beautiful large pool, ideal for hosting or simply enjoying Florida’s outdoor lifestyle. The mature, well-maintained landscaping of the 1.5 acres, enhances the property’s curb appeal, and a private well for irrigation helps maintain the grounds efficiently. Conveniently located near North Florida Regional Hospital, the University of Florida, and Downtown Gainesville, this property offers easy access to shopping, dining, medical facilities, and major roadways while being tucked into an established neighborhood setting. Don't miss your opportunity to own a pool home in a central Gainesville location with generous living spaces and timeless appeal.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,216
Sqft
1.54 ac
Lot size
2
Garage
1973
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,019 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,019/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.6%
$/sqft vs Gainesville actives
$202 vs $201
Days on market
164 vs 44 typical
Where $202/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
185 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 149% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 412 NW 46TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$340,000
510 NW 52ND TERRACE · same community
3 bd · 2 ba · 1,428 sqft · $238/sqft · 14 DOM
Sold · Oct ’25$295,000
501 NW 52ND TERRACE · same community
3 bd · 2 ba · 1,404 sqft · $210/sqft · 47 DOM
Sold · Nov ’25$635,000
141 NW 46TH STREET · same community
4 bd · 3 ba · 3,513 sqft · $181/sqft · 154 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 412 NW 46TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 412 NW 46TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
412 NW 46TH STREET FAQs
What would the monthly payment be for 412 NW 46TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,019/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 412 NW 46TH STREET?+
The most recent tax bill on record (2025) was $280. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $448,000, this home is listed about 50% above the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 412 NW 46TH STREET?+
Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$448,000 runs 149% above the GAINESVILLE 32607 median — but at 2,216 sqft it's also 54% larger than the typical Gainesville listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
164 days on market against a Gainesville median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lawton M. Chiles Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $525,000, now $448,000 — a $77K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHGRE THOMAS GROUP · Laura Gunter. MLS #GC537658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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