45095 DUTTON WAY, CALLAHAN, FL, 32011
Active127 days on marketListed Mar 18, 2026MLS #GC538592
About this home
45095 DUTTON WAY
This spacious and well-maintained home is located in a highly desirable neighborhood and offers a flexible layout perfect for today's lifestyle. The home features two primary suites, along with two additional bedrooms and a full bath, making it ideal for multi-generational living or accommodating guests. Just off the dining area is a versatile bonus room that can easily serve as a home office, fitness space, playroom, or hobby room. The large family room provides plenty of space for gatherings, game days, and entertaining friends and family. Step outside to enjoy the fenced backyard, perfect for pets, kids, and outdoor relaxation. With its generous space, flexible floor plan, and desirable location, this home offers the comfort and lifestyle many Northeast Florida buyers are looking for.. Small town feel within 30 minutes of two large shopping locations
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,114
Sqft
0.14 ac
Lot size
2
Garage
2007
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,720 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,720/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Callahan
Get to know Callahan. See the full Callahan guide →
CALLAHAN 32011 — neighborhood snapshot
Population
15,716
Median age
41.8
Median income
$77,121
Median home value
$234,800
Avg household
2.66
Households w/ children
1,835
The numbers that matter
The Callahan market
$450K → $445K
Callahan median sold, yr/yr
91.0%
Sale-to-list ratio (12 mo)
Median sold price, Callahan, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the CALLAHAN 32011 median. See the full Callahan market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 45095 DUTTON WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 45095 DUTTON WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
45095 DUTTON WAY FAQs
What would the monthly payment be for 45095 DUTTON WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,720/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 45095 DUTTON WAY?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 45095 DUTTON WAY?+
The most recent tax bill on record (2025) was $1,837. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 45095 DUTTON WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Callahan?+
At $376,292, this home is priced right at the Callahan median.
The brief
Three things that matter here
01Positioned at the premium end
$376,292 runs 11% above the CALLAHAN 32011 median.
02Time on market is leverage
127 days on market against a Callahan median of 44 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $399,900, now $376,292 — a $24K cut. The full history is in the market section below.
Listing courtesy of CB ISAAC REALTY · Ronald Blake. MLS #GC538592.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Callahan homes, in your inbox
Like 45095 DUTTON WAY but not quite? A daily digest of every new listing in Callahan — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Angela to ping you on any price or status change →