12149 SW 9TH LANE, GAINESVILLE, FL, 32607
Active131 days on marketListed Mar 30, 2026MLS #GC538987
About this home
12149 SW 9TH LANE
Tucked away on a quiet cul-de-sac in the desirable SW Gainesville subdivision of Gloria’s Way, this beautiful .23-acre homesite offers the perfect setting to build your dream home. The property features established perimeter fencing, providing added privacy and a head start for future improvements. Mature hardwood trees enhance the lot’s natural charm, offering both shade and a picturesque backdrop. Gloria’s Way is an established neighborhood of high-end homes built by reputable builders, known for quality craftsmanship and timeless appeal. This is an open builder lot, giving you the flexibility to choose the builder and design that best fits your vision. Ideally located within minutes of Haile Plantation and Tioga Town Center, you’ll enjoy convenient access to local shops, restaurants, and a mix of both national and locally owned businesses. With its peaceful location on a short street and close proximity to Gainesville’s amenities, this is a rare opportunity to secure a ready-to-build lot in a sought-after area.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,491 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,491/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $333K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 12149 SW 9TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$640,000
1068 SW 120TH DRIVE · same community
4 bd · 3 ba · 2,384 sqft · $268/sqft · 83 DOM
Sold · Mar ’26$880,000
12059 SW 12TH LANE · same community
3 bd · 3.5 ba · 2,562 sqft · $343/sqft · 17 DOM
Sold · Aug ’25$705,000
1124 SW 120TH DRIVE · same community
4 bd · 3 ba · 2,660 sqft · $265/sqft · 421 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12149 SW 9TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12149 SW 9TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12149 SW 9TH LANE FAQs
What would the monthly payment be for 12149 SW 9TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,491/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12149 SW 9TH LANE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12149 SW 9TH LANE?+
The most recent tax bill on record (2025) was $2,552. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12149 SW 9TH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $164,900, this home is listed about 45% below the Gainesville median of $297,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12149 SW 9TH LANE?+
Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the GAINESVILLE 32607 market on paper
$164,900 is 8% below the GAINESVILLE 32607 median of $179,000.
02Time on market is leverage
131 days on market against a Gainesville median of 45 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lawton M. Chiles Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $184,900, now $164,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Cindy Birk. MLS #GC538987.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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