CENTURY 21 Edge
$1,6502 bd1 ba720 sqft$2 /sqft$172 /mo all-in ↓

401 SW KEMP COURT UNIT Suite B, LAKE CITY, FL, 32024

Active114 days on marketListed Apr 28, 2026MLS #GC539561

Priced 100% below the LAKE CITY 32024 medianSingle Family Residence

About this home

401 SW KEMP COURT UNIT Suite B

This brand-new barndominium offers a cozy living space with rustic woodwork throughout the interior. Featuring 2 bedrooms, 1 bathroom, and an inviting open layout, it blends modern comfort with country charm. Relax on the front porch while enjoying the surrounding wildlife, tucked away off a quiet road for peace and privacy. Despite its serene setting, the property is conveniently located just minutes from an A-rated school, a new Publix currently underway, and a variety of restaurants and shopping options. This unique rental combines the best of both worlds—tranquil country living with easy access to everyday amenities.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

720

Sqft

1.57 ac

Lot size

2007

Year built

One

Levels

$2

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesConvection Oven · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorHigh Ceilings
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsYes

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$172 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $58Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $58
Interest rate6.00%
Loan term

Estimated payment

$172/mo

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lake City actives

$2 vs $191

Days on market

114 vs 72 typical

Where $2/sqft sits among the 56 Lake City actives

1 · this home
6
26
18
2
3
$2–68$68–133$133–199$199–264$264–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake City

Map of 401 SW KEMP COURT UNIT Suite B

Get to know Lake City. See the full Lake City guide →

LAKE CITY 32024 — neighborhood snapshot

Population

20,644

Median age

44.2

Median income

$62,066

Median home value

$201,700

Avg household

2.6

Households w/ children

2,304

For the school run

Columbia County School District

ElementaryWestside Elementary School★★★★
HighColumbia High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake City market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$325K$292K

Lake City median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

26 of 56

Lake City actives have cut their price

Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the LAKE CITY 32024 median. See the full Lake City market guide →

Paper trail

This home's history

Apr 28, 2026Listed at $1,650 · 114 days on market since
2007Built

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 401 SW KEMP COURT UNIT Suite B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 401 SW KEMP COURT UNIT Suite B — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

401 SW KEMP COURT UNIT Suite B FAQs

What would the monthly payment be for 401 SW KEMP COURT UNIT Suite B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 401 SW KEMP COURT UNIT Suite B?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake City?+

At $1,650, this home is listed about 100% below the Lake City median of $403,025. The market section on this page shows how the area is trending.

Which schools are assigned to 401 SW KEMP COURT UNIT Suite B?+

Westside Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DANIEL CRAPPS AGENCY, INC. · Arri Simque. MLS #GC539561.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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401 SW KEMP COURT UNIT Suite B, LAKE CITY, FL — 2 Bed, 1 Bath — $1,650 | CENTURY 21 Edge