205 NE 147 STREET, CROSS CITY, FL, 32628
Active122 days on marketListed Apr 20, 2026MLS #GC539610
About this home
205 NE 147 STREET
Charming and remodeled 2 bedroom, 1 bath concrete block home with a durable metal roof, located on a paved street in Cross City, FL! This move-in ready home features heavy duty, high traffic, vinyl plank flooring throughout and beautifully updated kitchen and bathroom wood cabinetry, offering fresh paint, new water heater, recently pumped out septic tank, modern feel with low-maintenance living. Conveniently located near local schools, shopping, and everyday amenities, you’ll also love being just down the street from the Nature Coast State Trail—perfect for walking, biking, and enjoying the outdoors. Outdoor enthusiasts will appreciate the easy 20–30 minute drive to the Suwannee River and the Gulf for fishing, boating, and exploring Florida’s natural beauty. Whether you're a first-time homebuyer, investor, or looking for a full-time Florida residence, this one checks all the boxes!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,080
Sqft
0.29 ac
Lot size
1998
Year built
One
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,284 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,284/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cross City
Get to know Cross City. See the full Cross City guide →
CROSS CITY 32628 — neighborhood snapshot
Population
5,423
Median age
39.7
Median income
$42,029
Median home value
$96,600
Avg household
2.37
Households w/ children
550
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cross City market
$70K → $630K
Cross City median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
Median sold price, Cross City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the CROSS CITY 32628 median. See the full Cross City market guide →
Paper trail
This home's history
Reality check
What actually sold near 205 NE 147 STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$191,500
464 NE 144TH STREET
3 bd · 2 ba · 1,144 sqft · $167/sqft · 268 DOM
Sold · Nov ’25$140,000
308 NE 152ND STREET
3 bd · 1 ba · 960 sqft · $146/sqft · 38 DOM
Sold · Aug ’26$260,000
815 SW 10TH STREET
3 bd · 2 ba · 1,222 sqft · $213/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 205 NE 147 STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 205 NE 147 STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
205 NE 147 STREET FAQs
What would the monthly payment be for 205 NE 147 STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,284/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 205 NE 147 STREET?+
The most recent tax bill on record (2025) was $1,712. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 205 NE 147 STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cross City?+
At $155,000, this home is listed about 25% below the Cross City median of $207,000. The market section on this page shows how the area is trending.
Which schools are assigned to 205 NE 147 STREET?+
James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
122 days on market against a Cross City median of 47 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $177,900, now $155,000 — a $23K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JIM KING REALTY, INC. · Melanie Hutchison. MLS #GC539610.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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