1034 SW 79TH TERRACE, GAINESVILLE, FL, 32607
Pending109 days on marketListed Apr 21, 2026MLS #GC539621
About this home
1034 SW 79TH TERRACE
Welcome home to this beautiful 3-bedroom, 2-bath split floor plan offering comfort, space, and style. Vaulted ceilings and abundant natural light create a bright, open feel throughout the home. Enjoy durable vinyl flooring in all living areas, newer appliances, and an updated primary bathroom for a modern touch. The thoughtful layout includes a dedicated office and a bonus room near the entrance—perfect for remote work, hobbies, or a flex space. Storage is plentiful throughout the home, with two of the three bedrooms featuring walk-in closets. An oversized two-car garage provides even more room for storage and organization. Step outside to a fully fenced backyard with a private deck, ideal for relaxing or entertaining. Located in a quiet, family-friendly neighborhood, this home offers convenience with easy access to UF, Santa Fe College, I-75, shopping, and dining. Rent includes lawn maintenance and complementary use of 70” flat screen TV, Cable Modem & Wi-Fi router! BEWARE of potential fraud. This home is professionally managed by Pepine Property Management. We do NOT ask any of our potential residents to wire funds. Our main office is located in Gainesville, Florida. Renter’s insurance is mandatory for all tenants. A policy with at least $100,000 in liability coverage must be provided before move in. Move In Costs: - $75 Application Fee Per Adult. Each adult must complete a separate application. - Security Deposit/Holding Deposit Starts @ 1 Months' Rent (may increase depending on screening) - $250 Administrative Fee - $350 Non-Refundable Pet Fee Per Pet (pets must be approved. Max 2 pets per property) - $35 Per Month Pet Rent We use a third-party service, PetScreening, to ensure all applicants understand how to adhere to the property's pet and animal policies, even if you do not have a pet or animal. All applicants must complete a Pet, No Pet, or Animal Profile. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,665
Sqft
0.2 ac
Lot size
2
Garage
1987
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $333K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1034 SW 79TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1034 SW 79TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1034 SW 79TH TERRACE FAQs
What would the monthly payment be for 1034 SW 79TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1034 SW 79TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $2,200, this home is listed about 99% below the Gainesville median of $297,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1034 SW 79TH TERRACE?+
Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GAINESVILLE 32607 market on paper
$2,200 is 99% below the GAINESVILLE 32607 median of $179,450, and at $1/sqft it sits under the Gainesville average of $209.
02Time on market is leverage
109 days on market against a Gainesville median of 45 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lawton M. Chiles Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of PEPINE PROPERTY MANAGEMENT, LLC · Jenifer Bullard. MLS #GC539621.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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