2660 NW 47TH TERRACE, GAINESVILLE, FL, 32606
Active90 days on marketListed May 11, 2026MLS #GC540231
About this home
2660 NW 47TH TERRACE
RARE FIND--Bring your own builder to this last lot in a vibrant NW Gainesville development. Your dreams await! Learn about the unique characteristics of Cohousing by perusing the attached documents. Additionally, it is easy for your REALTOR to arrange a tour/orientation of Gainesville Cohousing hosted by a resident of the community. The convenient location behind the Northwest Boys and Girls Club is within an easy walk to Buchholz High and there is access to a pleasant walking path leading to the numerous shops, restaurants, the branch library and other offerings in the Millhopper commercial corridor. The building pad has been leveled and compacted and is ready for your future!
Facts & features
The home at a glance
0.08 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,216 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,216/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32606 — neighborhood snapshot
Population
23,313
Median age
41
Median income
$79,888
Median home value
$319,300
Avg household
2.2
Households w/ children
2,630
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the GAINESVILLE 32606 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2660 NW 47TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$437,500
2661 NW 47TH TERRACE · same community
2 bd · 2.5 ba · 1,860 sqft · $235/sqft · 0 DOM
Sold · Oct ’25$185,600
1314 NW 40TH TERRACE
3 bd · 1 ba · 912 sqft · $204/sqft · 0 DOM
Sold · Jun ’26$227,500
4201 NW 14TH PLACE
3 bd · 1 ba · 912 sqft · $249/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2660 NW 47TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2660 NW 47TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2660 NW 47TH TERRACE FAQs
What would the monthly payment be for 2660 NW 47TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,216/mo — principal and interest, the actual property-tax bill, the $139/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2660 NW 47TH TERRACE?+
The association fee works out to $139 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2660 NW 47TH TERRACE?+
The most recent tax bill on record (2025) was $1,506. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2660 NW 47TH TERRACE?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $125,000, this home is listed about 58% below the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2660 NW 47TH TERRACE?+
Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GAINESVILLE 32606 market on paper
$125,000 is 60% below the GAINESVILLE 32606 median of $314,900.
02Time on market is leverage
90 days on market against a Gainesville median of 44 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Hidden Oak Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Hidden Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Tony Miller. MLS #GC540231.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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