NW 29TH TERRACE, GAINESVILLE, FL, 32653
Active79 days on marketListed May 20, 2026MLS #GC540297
About this home
NW 29TH TERRACE
Rare opportunity to own a 0.26-acre vacant residential lot in the established Northwood Pines community of Gainesville. Previously improved with a home, this spacious parcel features beautiful mature trees, offering the perfect blend of privacy and natural charm. With approximately 100 x 115 dimensions and RSF-2 zoning, the lot provides excellent flexibility for a custom home or investment opportunity. Public water and sewer are available nearby. Conveniently located near shopping, dining, schools, and major Gainesville amenities. Just a 1-minute drive from A.N.N.E. Park, featuring picnic areas, outdoor grills, basketball courts, a shaded playground, and a unique musical instrument play area. Vacant lots in established neighborhoods like this are becoming increasingly hard to find.
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$882 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$882/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Northwood
Get to know Gainesville. See the full Gainesville guide →
Northwood — neighborhood snapshot
Population
863
Median age
38
Median income
$67,113
Median home value
$222,099
Avg household
3
Households w/ children
123
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $322K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% below the GAINESVILLE 32653 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near NW 29TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$288,000
6517 NW 30th ter, Gainesville FL 32653 · same community
3 bd · 2 ba · 1,164 sqft · $247/sqft · 133 DOM
Sold · Apr ’26$238,000
3220 NW 20TH STREET
3 bd · 2 ba · 910 sqft · $262/sqft · 28 DOM
Sold · May ’26$245,000
1731 NW 32 PLACE
3 bd · 2 ba · 1,022 sqft · $240/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about NW 29TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for NW 29TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
NW 29TH TERRACE FAQs
What would the monthly payment be for NW 29TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $882/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on NW 29TH TERRACE?+
The most recent tax bill on record (2025) was $1,901. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $89,000, this home is listed about 70% below the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to NW 29TH TERRACE?+
C. W. Norton Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of UNIVERSITY REALTY · Carlos Canela Perozo. MLS #GC540297.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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