2355 NW 45TH LANE, GAINESVILLE, FL, 32605
Active69 days on marketListed Jun 2, 2026MLS #GC540549
About this home
2355 NW 45TH LANE
Welcome to easy, low-maintenance living in the highly desirable Townhomes at the Lakes community! This charming 2-bedroom, 2-bathroom unit offers a functional floor plan perfect for anyone looking to be in the heart of Northwest Gainesville. A major highlight of this location is the incredible convenience of being just a short distance from Norton Elementary School and its surrounding recreational areas. The interior features the ultimate convenience of an inside laundry room, complete with a washer and dryer included. For those needing a bit of extra room, the unit also features a dedicated exterior storage closet. One of the standout features of this home is the incredible opportunity for customization. The monthly HOA fee covers a wealth of amenities and services, including access to the community pool and tennis courts, exterior building maintenance (including the roof), lawn care, pest control, and hazard insurance for the structure. Located just minutes from the University of Florida, North Florida Regional Medical Center, and UF Health Shands, you’ll have quick access to the best shopping, dining, and nature trails Gainesville has to offer. Schedule your showing today to see the potential this townhome holds!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,068
Sqft
0.03 ac
Lot size
1983
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,471 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,471/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27.5%
$/sqft vs Gainesville actives
$145 vs $200
Days on market
69 vs 44 typical
Where $145/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32605 — neighborhood snapshot
Population
25,698
Median age
40.5
Median income
$83,114
Median home value
$264,700
Avg household
2.34
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
184 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the GAINESVILLE 32605 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2355 NW 45TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$137,500
3323 NW 21ST DRIVE UNIT G3
3 bd · 2 ba · 1,080 sqft · $127/sqft · 142 DOM
Sold · Dec ’25$223,000
2009 NW 31ST AVENUE
3 bd · 2 ba · 1,086 sqft · $205/sqft · 9 DOM
Sold · May ’26$130,000
1948 NW 31ST PLACE
2 bd · 1 ba · 1,032 sqft · $126/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2355 NW 45TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2355 NW 45TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2355 NW 45TH LANE FAQs
What would the monthly payment be for 2355 NW 45TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,471/mo — principal and interest, the actual property-tax bill, the $260/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2355 NW 45TH LANE?+
The association fee works out to $260 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2355 NW 45TH LANE?+
The most recent tax bill on record (2025) was $844. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2355 NW 45TH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $155,000, this home is listed about 48% below the Gainesville median of $296,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2355 NW 45TH LANE?+
Gainesville High School (high), Carolyn Beatrice Parker Elementary (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Dave Ferro. MLS #GC540549.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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