2620 NW 31ST AVENUE, GAINESVILLE, FL, 32605
Active65 days on marketListed Jun 9, 2026MLS #GC540863
About this home
2620 NW 31ST AVENUE
Nestled on a picturesque one-acre parcel with a park-like setting, this beautifully rebuilt home offers the perfect combination of modern construction, quality finishes, and a prime Gainesville location. Rebuilt from the foundation up in 2020, this 2-bedroom, 2-bath home features 1,454 square feet of thoughtfully designed living space. The custom kitchen is equipped with granite countertops, custom cabinetry, and premium JennAir appliances, including a refrigerator, dishwasher, range, and microwave. The spacious open concept living area is enhanced by a cozy gas fireplace, creating a warm and inviting atmosphere for everyday living and entertaining. Both bathrooms feature granite countertops, Kohler sinks and toilets, and Moen fixtures, while custom cabinetry provides exceptional storage and style. Luxury Stainmaster Pet Protect vinyl plank flooring runs throughout the main living areas, complemented by porcelain tile flooring in both bathrooms. Additional upgrades include Norman Custom Window Coverings, a Trane HVAC system, Rinnai on-demand gas water heater, and Maytag washer and dryer. Outside, enjoy the privacy and beauty of the expansive one-acre lot, complete with a shallow well and pump house for irrigation. Conveniently located near UF Health Shands Hospital, the University of Florida, HCA Florida North Florida Hospital, Santa Fe College, shopping and dining, this move-in-ready property offers modern comfort in a serene setting. This property can be purchased individually or as a package deal with the adjacent home and parcel located at 2604 NW 31st Ave., Gainesville, FL. See combined MLS #GC540869 for package pricing.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,454
Sqft
1 ac
Lot size
1949
Year built
One
Levels
$299
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,224 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,224/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+45.4%
$/sqft vs N/A
$299 vs $288
Days on market
65 vs 44 typical
Where $299/sqft sits among the 235 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32605 — neighborhood snapshot
Population
25,698
Median age
40.5
Median income
$83,114
Median home value
$264,700
Avg household
2.34
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $305K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
107 of 235
N/A have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the GAINESVILLE 32605 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2620 NW 31ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$285,000
911 NW 33RD AVENUE · same community
3 bd · 2 ba · 1,454 sqft · $196/sqft · 80 DOM
Sold · Dec ’25$289,000
13905 SW 143RD STREET · same community
2 bd · 2 ba · 1,548 sqft · $187/sqft · 45 DOM
Sold · Dec ’25$270,000
146 BARRINGTON AVENUE · same community
4 bd · 2 ba · 1,554 sqft · $174/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2620 NW 31ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2620 NW 31ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2620 NW 31ST AVENUE FAQs
What would the monthly payment be for 2620 NW 31ST AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,224/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2620 NW 31ST AVENUE?+
The most recent tax bill on record (2025) was $3,730. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $435,000, this home is listed about 45% above the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2620 NW 31ST AVENUE?+
Gainesville High School (high), Carolyn Beatrice Parker Elementary (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$435,000 runs 68% above the GAINESVILLE 32605 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $475,000, now $435,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHGRE THOMAS GROUP · Eric Davis. MLS #GC540863.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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