5817 NW 23 TERRACE UNIT 2, GAINESVILLE, FL, 32653
Active60 days on marketListed Jun 10, 2026MLS #GC540922
About this home
5817 NW 23 TERRACE UNIT 2
2BR/1BA Pineridge Apartment. Close to Wal-Mart, senior center, and FedEx. Built in 1978 with 775 sq. ft. New(6/24) ceramic tile flooring, newer (6/24) cabinets in kitchen and bathroom. No carpet. Central heat & air. Washer/dryer connections. Occupancy limited to 3.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
755
Sqft
0 ac
Lot size
1978
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$168 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$168/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$1 vs $202
Days on market
60 vs 44 typical
Where $1/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pinderidge
Get to know Gainesville. See the full Gainesville guide →
Pinderidge — neighborhood snapshot
Population
1,070
Median age
32
Median income
$53,015
Median home value
$217,900
Avg household
2
Households w/ children
138
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the GAINESVILLE 32653 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 5817 NW 23 TERRACE UNIT 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$224,900
4223 NW 31ST TERRACE
2 bd · 1 ba · 900 sqft · $250/sqft · 4 DOM
Sold · Apr ’26$219,000
4220 NW 29TH TERRACE
2 bd · 2 ba · 960 sqft · $228/sqft · 5 DOM
Sold · Jul ’26$218,900
4019 NW 17TH TERRACE
2 bd · 2 ba · 1,073 sqft · $204/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5817 NW 23 TERRACE UNIT 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5817 NW 23 TERRACE UNIT 2 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5817 NW 23 TERRACE UNIT 2 FAQs
What would the monthly payment be for 5817 NW 23 TERRACE UNIT 2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $168/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5817 NW 23 TERRACE UNIT 2?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $1,050, this home is listed about 100% below the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5817 NW 23 TERRACE UNIT 2?+
William S. Talbot Elementary School (elementary), Gainesville High School (high), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GAINESVILLE 32653 market on paper
$1,050 is 100% below the GAINESVILLE 32653 median of $267,245, and at $1/sqft it sits under the Gainesville average of $209.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
William S. Talbot Elementary School, Gainesville High School, Westwood Middle School — William S. Talbot Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GORE-RABELL REAL ESTATE INC · Martha McCullough. MLS #GC540922.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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