1045 NW 364TH ROAD, OKEECHOBEE, FL, 34972
Pending51 days on marketListed Jun 15, 2026MLS #GC541208
About this home
1045 NW 364TH ROAD
Build your Florida dream on this beautiful 1-acre corner lot in Okeechobee! Enjoy the privacy and peaceful surroundings created by mature pine trees while still benefiting from convenient access to major roadways. This high-and-dry property is located outside of a flood zone and comes with no HOA and no deed restrictions, giving you the freedom to build, park your RV, boat, or other recreational vehicles without unnecessary limitations. A power pole is already located on the property, adding convenience for future development. Whether you're looking to build a full-time residence, a weekend retreat, or invest in Florida land, this property offers outstanding potential. Ideally situated less than 9 miles from the Florida Turnpike, you'll enjoy easy access to South Florida, Orlando, and the Treasure Coast while still embracing the peaceful country lifestyle Okeechobee is known for. Enjoy nearby fishing, boating, hunting, and outdoor recreation, all while owning your own piece of Old Florida charm.
Facts & features
The home at a glance
1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$453 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$453/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
The numbers that matter
The Okeechobee market
$225K → $244K
Okeechobee median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1045 NW 364TH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1045 NW 364TH ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1045 NW 364TH ROAD FAQs
What would the monthly payment be for 1045 NW 364TH ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $453/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1045 NW 364TH ROAD?+
The most recent tax bill on record (2025) was $474. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $40,000, this home is listed about 85% below the Okeechobee median of $274,900. The market section on this page shows how the area is trending.
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Alena Knoepfler. MLS #GC541208.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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