CENTURY 21 Edge
$2,3003 bd1 ba1,446 sqft$2 /sqft$177 /mo all-in ↓

1317 NW 4TH STREET, GAINESVILLE, FL, 32601

Active30 days on marketListed Jul 11, 2026MLS #GC541882

Priced 99% below the GAINESVILLE 32601 medianSingle Family ResidenceF.A.A. SUBDIVISION

About this home

1317 NW 4TH STREET

Renovated Historic 3BR in Grove Street | Native Butterfly Garden | Near Downtown Situated in the highly sought-after Grove Street Neighborhood, this beautifully renovated 3-bedroom, 1-bathroom historic home blends timeless character with thoughtful modern updates. Offering the flexibility of an unfurnished home, it's ready for you to personalize and make your own. Located directly across from a large open field owned by the neighboring church, you'll enjoy a peaceful setting perfect for outdoor recreation, evening walks, and stunning Florida sunsets. Just minutes from Downtown Gainesville, you'll have convenient access to Publix, Ward's Supermarket, and many of Gainesville's favorite local destinations, including Public & General, Cypress & Grove Brewing Company, Afternoon Restaurant, The Dunbar Restaurant, Serpentine Plant Shop, and Tom Petty Park. This exceptional location offers the perfect combination of neighborhood charm and urban convenience. The thoughtfully landscaped front yard showcases native Florida plants and butterfly gardens, creating a beautiful, low-maintenance outdoor retreat. A welcoming covered front porch with classic Florida cracked-tile flooring provides the perfect place to relax and enjoy the peaceful surroundings. Step inside to a bright and spacious great room featuring beautiful original hardwood floors, oversized front windows, and abundant natural light. The open living space offers gorgeous sunset views and creates a warm, inviting atmosphere for both everyday living and entertaining. The updated kitchen combines style and functionality with white cabinetry, Corian countertops, stainless steel appliances, a wood-look tile backsplash, and neutral ceramic tile flooring. A large breakfast and serving bar provides additional seating while opening seamlessly to the living area. Adjacent to the kitchen is a spacious formal dining room, ideal for family meals or entertaining guests. Just beyond the dining room, an expansive family room features an entire wall of windows that floods the space with natural light. Classic Florida cracked-tile flooring continues throughout this room, adding warmth and preserving the home's unique character. The attached garage provides convenient washer and dryer connections along with additional storage space. The hallway leads to three comfortable bedrooms, each featuring original hardwood flooring, large windows, warm neutral paint colors, and crisp white trim. The center bedroom enjoys additional windows, creating an especially bright and inviting space. The beautifully updated bathroom offers slate-look ceramic plank tile flooring, a tub and shower combination with a custom tiled surround, an upgraded raised vanity with a Corian countertop, and updated lighting and plumbing fixtures for a clean, timeless finish. This charming home offers the rare opportunity to enjoy historic Gainesville character, modern updates, and one of the city's most desirable in-town neighborhoods—all just minutes from shopping, restaurants, parks, UF, downtown Gainesville, and everything the city has to offer.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,446

Sqft

0.2 ac

Lot size

1

Garage

1954

Year built

One

Levels

$2

Per sqft

Park/Greenbelt viewPets allowed

Inside

FlooringHardwood
AppliancesBuilt-In Oven · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorOpen Floorplan · Solid Surface Counters · Solid Wood Cabinets
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

ViewPark/Greenbelt

Community & fees

PetsBreed Restrictions, Size Limit, Yes

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$177 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $81Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $81
Interest rate6.00%
Loan term

Estimated payment

$177/mo

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Gainesville actives

$2 vs $200

Days on market

30 vs 44 typical

Where $2/sqft sits among the 400 Gainesville actives

0 · this home
8
76
166
98
52
$2–56$56–111$111–165$165–220$220–274$274+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Grove Street

Map of 1317 NW 4TH STREET inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Grove Street — neighborhood snapshot

Population

395

Median age

30

Median income

$47,523

Median home value

$230,200

Avg household

2

Households w/ children

53%

For the school run

Alachua County School District

HighGainesville High School★★★★★
ElementaryCarolyn Beatrice Parker Elementary★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$294K$323K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

184 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the GAINESVILLE 32601 median. See the full Gainesville market guide →

Paper trail

This home's history

Jul 11, 2026Listed at $2,300 · 30 days on market since
1954Built · F.A.A. SUBDIVISION

Reality check

What actually sold near 1317 NW 4TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

113 NE 7TH STREETSold · Dec ’25

$481,400

113 NE 7TH STREET

3 bd · 2 ba · 1,459 sqft · $330/sqft · 46 DOM

1919 NW 4TH AVENUESold · Apr ’26

$590,000

1919 NW 4TH AVENUE

3 bd · 2 ba · 1,494 sqft · $395/sqft · 3 DOM

407 NW 8TH STREETSold · Jan ’26

$230,000

407 NW 8TH STREET

3 bd · 1.5 ba · 1,386 sqft · $166/sqft · 150 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 1317 NW 4TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1317 NW 4TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1317 NW 4TH STREET FAQs

What would the monthly payment be for 1317 NW 4TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1317 NW 4TH STREET?+

The listing reports pets: Breed Restrictions, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $2,300, this home is listed about 99% below the Gainesville median of $296,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1317 NW 4TH STREET?+

Gainesville High School (high), Carolyn Beatrice Parker Elementary (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SECURE INVESTMENTS REALTY & MA · Tanya Chappell. MLS #GC541882.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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