4820 NE 4TH PLACE, GAINESVILLE, FL, 32641
Active8 days on marketListed Jul 28, 2026MLS #GC542284
About this home
4820 NE 4TH PLACE
Nestled in the quiet Lake Ridge subdivision near Newnan’s Lake, this solid concrete block home offers the perfect blend of comfort, character, and natural surroundings. Featuring 4 bedrooms, 1 bathroom, and situated on a spacious 0.31-acre lot, the property backs directly to Morningside Nature Center, providing a peaceful backdrop with no rear neighbors. Step inside to find a cozy living area highlighted by a beautiful brick-surrounded wood-burning stove that creates a warm and inviting focal point. The functional floor plan offers flexibility for families, guests, a home office, or hobbies. The carport has been converted to a 4th bedroom with it's own private entrance. Whether you’re looking to add to your investment portfolio or searching for an affordable place to call home, this property offers exceptional potential in a quiet, established neighborhood with easy access to Gainesville, outdoor recreation, and the natural beauty of Newnan’s Lake. One or more photos have been virtually staged.
Facts & features
The home at a glance
4
Bedrooms
1
Bathrooms
1,560
Sqft
0.31 ac
Lot size
1973
Year built
One
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,857 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,857/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.6%
$/sqft vs Gainesville actives
$144 vs $201
Days on market
8 vs 45 typical
Where $144/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32641 — neighborhood snapshot
Population
15,082
Median age
37
Median income
$36,814
Median home value
$123,600
Avg household
2.78
Households w/ children
1,736
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
177 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the GAINESVILLE 32641 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4820 NE 4TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$690,000
1228 NE 17th Ave, Fort Lauderdale FL 33304 · same community
2 bd · 2 ba · 1,670 sqft · $413/sqft · 21 DOM
Sold · Feb ’26$700,000
1124 NE 18th Ave, Fort Lauderdale FL 33304 · same community
2 bd · 2.5 ba · 1,363 sqft · $514/sqft · 142 DOM
Sold · Jul ’26$379,500
3170 EDEN MILLS DRIVE · same community
3 bd · 1.5 ba · 1,255 sqft · $302/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4820 NE 4TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4820 NE 4TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4820 NE 4TH PLACE FAQs
What would the monthly payment be for 4820 NE 4TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,857/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4820 NE 4TH PLACE?+
The most recent tax bill on record (2025) was $3,278. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $225,000, this home is listed about 24% below the Gainesville median of $294,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4820 NE 4TH PLACE?+
Chester Shell Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Katie Heysel. MLS #GC542284.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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