991 NW 3RD STREET, LAKE BUTLER, FL, 32054
Active53 days on marketListed Jul 30, 2026MLS #GC542358
About this home
991 NW 3RD STREET
AVAILABLE NOW! A rare opportunity! JUST BUILT in 2025 and professionally curated by a local Gainesville designer, this French cottage-inspired home blends timeless charm with modern sophistication, all within the convenience of Lake Butler's city limits. Featuring elevated 9ft ceilings, real wood cabinetry throughout, Quartz countertops in both the kitchen and bathrooms, stainless steel appliances, vinyl plank throughout the home and tile in bathrooms (no carpet), high-end light fixtures and hardware, and today’s top trends found in luxury homes. The large owner’s suite boasts everything you desire, with a walk in closet, double vanities, a linen closet, and a tucked away toilet. The thoughtfully crafted floor plan utilizes every ounce of space to feel much larger, and is both open concept and split bedrooms. The deep configuration of the lot also allows you to have a much larger backyard than usual, providing plenty of space for large gatherings; and as a bonus, the backyard is FULLY fenced! Located in the highly sought after neighborhood of Indie Lane, you'll see neighbors often going for a walk to the lake/park, riding bicycles, and adventuring on golf carts - here, residents cherish the rare combination of a quiet, slow atmosphere while still being in town. The prime location is 1 mile from Union County’s highly sought after school systems, 20 minutes to Lake City, 30 minutes to Gainesville, and 45 minutes to Jacksonville. Available for move in September 1st. Washer/dryer supplied by tenant. 1 pet under 25 pounds may be considered - extra $30/month fee + additional $200 pet deposit if approved. First month, last month, and security deposit required upon execution of lease. Tenant screenings to be completed through Rentspree: https://apply.link/gQyD3W4
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,290
Sqft
0.24 ac
Lot size
2025
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Butler actives
$2 vs $190
Days on market
53 vs 90 typical
Where $2/sqft sits among the 14 Lake Butler actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Butler
Get to know Lake Butler. See the full Lake Butler guide →
LAKE BUTLER 32054 — neighborhood snapshot
Population
12,467
Median age
39.7
Median income
$67,044
Median home value
$166,700
Avg household
2.62
Households w/ children
1,339
For the school run
Union County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Butler market
$259K → $204K
Lake Butler median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
8 of 14
Lake Butler actives have cut their price
Median sold price, Lake Butler, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKE BUTLER 32054 median. See the full Lake Butler market guide →
Paper trail
This home's history
Reality check
What actually sold near 991 NW 3RD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$384,500
15088 SW 94TH CIRCLE
4 bd · 2 ba · 1,597 sqft · $241/sqft · 19 DOM
Sold · Sep ’26$275,000
9972 SW 151ST PLACE
3 bd · 2 ba · 1,785 sqft · $154/sqft · 72 DOM
Sold · Mar ’26$130,000
125 SW 6TH STREET
4 bd · 1.5 ba · 3,340 sqft · $39/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 991 NW 3RD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 991 NW 3RD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
991 NW 3RD STREET FAQs
What would the monthly payment be for 991 NW 3RD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 991 NW 3RD STREET?+
The listing reports pets: Number Limit, Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Butler?+
At $1,950, this home is listed about 99% below the Lake Butler median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 991 NW 3RD STREET?+
Lake Butler Elementary School (elementary), Union County High School (high), Lake Butler Middle School (middle) — Union County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE BUTLER 32054 market on paper
$1,950 is 99% below the LAKE BUTLER 32054 median of $259,900, and at $2/sqft it sits under the Lake Butler average of $149.
02Strong assigned schools
Lake Butler Elementary School, Union County High School, Lake Butler Middle School — Lake Butler Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $2,000, now $1,950 — a $50 cut. The full history is in the market section below.
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Jordane Harden. MLS #GC542358.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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