CENTURY 21 Edge
$559,0004 bd2 ba2,030 sqft$275 /sqft$4,083 /mo all-in ↓

5600 SW COUNTY ROAD 240, LAKE CITY, FL, 32024

Active24 days on marketListed Aug 27, 2026MLS #GC543047

Single Family ResidenceWILSON PLACE

About this home

5600 SW COUNTY ROAD 240

Beautifully situated on 5 cleared and fully fenced acres, this quality-built 2019 custom 4BR/2BA home offers the space of country living with I-75 just minutes away for an easy commute to Gainesville, Lake City, and surrounding areas. NO HOA! The property features attractive landscaping, wide-open acreage, and plenty of room in the backyard for a future pool. Inside, the open floor plan features polished concrete floors throughout, a cozy gas fireplace, and a spacious kitchen with quartz countertops, pot filler, and new stainless steel refrigerator and dishwasher. The primary suite includes a spacious bathroom with a garden tub, walk-in shower, double sinks, and plenty of room to unwind. Thoughtful features include a tankless gas water heater, water manifold system, wiring for a Generac generator, soffit outlets for Christmas lights, and a floored attic with tons of storage. Back covered patio with extended pavers. Outside, a 40' x 20' pole barn provides additional covered space, while the completely fenced acreage is ideal for horses, livestock, or simply enjoying the privacy and open land. Quality construction, beautiful acreage, great landscaping, and a convenient location make this property a wonderful place to call home.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,030

Sqft

5 ac

Lot size

2

Garage

2019

Year built

One

Levels

$275

Per sqft

Fireplace

Inside

FlooringConcrete · Other
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Vaulted Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionHardiPlank Type
FoundationSlab
FacesNorth
ExteriorOutdoor Grill

Community & fees

Taxes (2025)$4,624/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Other
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,083 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,291
FHA mortgage insurance (est.)$247
Property tax — 2025 actual bill$385
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,565Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,565
Interest rate6.00%
Loan term

Estimated payment

$4,083/mo

Principal & interest$3,291
FHA mortgage insurance (est.)$247
Property taxes (actual bill)$385
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $559K
$377KedgeAI estimate $423,101 · range $393K$498K$581K

vs edgeAI estimate

+32.1%

$/sqft vs Lake City actives

$275 vs $190

Days on market

24 vs 72 typical

Where $275/sqft sits among the 61 Lake City actives

12
15
17
9
4 · this home
4
$112–145$145–178$178–211$211–244$244–277$277+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake City

Get to know Lake City. See the full Lake City guide →

LAKE CITY 32024 — neighborhood snapshot

Population

20,644

Median age

44.2

Median income

$62,066

Median home value

$201,700

Avg household

2.6

Households w/ children

2,304

For the school run

Columbia County School District

ElementaryColumbia City Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake City market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$325K$292K

Lake City median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

31 of 61

Lake City actives have cut their price

Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the LAKE CITY 32024 median. See the full Lake City market guide →

Paper trail

This home's history

Aug 27, 2026Listed at $559,000 · 24 days on market since
2019Built · WILSON PLACE

Reality check

What actually sold near 5600 SW COUNTY ROAD 240

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5100 LINWOOD CIRCLESold · Nov ’25

$755,000

5100 LINWOOD CIRCLE · same community

3 bd · 2.5 ba · 4,099 sqft · $184/sqft · 405 DOM

321 KINGSBURY AVENUESold · Jan ’26

$1,400,000

321 KINGSBURY AVENUE · same community

6 bd · 5 ba · 5,006 sqft · $280/sqft · 66 DOM

609 SW PEACE DRIVESold · Oct ’25

$224,000

609 SW PEACE DRIVE

4 bd · 2 ba · 1,680 sqft · $133/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Moe Thouk Oo

Your agent

Moe Thouk Oo

Licensed Realtor® · CENTURY 21 Edge

Tours, negotiation, and every question about 5600 SW COUNTY ROAD 240 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5600 SW COUNTY ROAD 240 — before you fall in love.

See it in person

Schedule a tour

Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5600 SW COUNTY ROAD 240 FAQs

What would the monthly payment be for 5600 SW COUNTY ROAD 240?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,083/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5600 SW COUNTY ROAD 240?+

The most recent tax bill on record (2025) was $4,624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lake City?+

At $559,000, this home is listed about 39% above the Lake City median of $403,025. The market section on this page shows how the area is trending.

Which schools are assigned to 5600 SW COUNTY ROAD 240?+

Columbia City Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GARRETT REALTY · Katie Garrett. MLS #GC543047.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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