1118 SW 82ND TERRACE, GAINESVILLE, FL, 32607
Active17 days on marketListed Sep 3, 2026MLS #GC543230
About this home
1118 SW 82ND TERRACE
Welcome to your own little slice of heaven in this beautifully kept, move-in ready 4-bedroom, 3-bathroom home nestled in a quiet cul-de-sac. Combining ultimate privacy with seamless indoor-outdoor entertaining, this light-filled residence features a brand-new roof, soaring high ceilings, a formal dining area, and a spacious living room centered around a cozy fireplace. The thoughtful three-way split floor plan maximizes privacy for family and guests, while completely updated kitchen and bathrooms add contemporary style to daily living. Perfectly positioned near UF, Shands, Haile Plantation, great schools, and prime local dining and shopping. An added bonus is its outdoor design; the fully fenced backyard backs directly up to a peaceful, protected green space and boasts an oversized paver patio, firepit, and koi pond that flows effortlessly into the family room and kitchen for effortless gatherings. This is one you won't want to miss!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,707
Sqft
0.25 ac
Lot size
2
Garage
1990
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,334 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,334/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$240 vs $198
Days on market
17 vs 46 typical
Where $240/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $318K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
247 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 137% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1118 SW 82ND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$320,000
7163 CRUZ COURT · same community
4 bd · 2 ba · 1,696 sqft · $189/sqft · 95 DOM
Sold · Jun ’26$415,000
3425 70TH GLEN E · same community
3 bd · 2 ba · 1,656 sqft · $251/sqft · 12 DOM
Sold · Dec ’25$395,000
3415 70TH COURT E · same community
4 bd · 2.5 ba · 1,784 sqft · $221/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1118 SW 82ND TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1118 SW 82ND TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1118 SW 82ND TERRACE FAQs
What would the monthly payment be for 1118 SW 82ND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,334/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1118 SW 82ND TERRACE?+
The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1118 SW 82ND TERRACE?+
The most recent tax bill on record (2025) was $6,469. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1118 SW 82ND TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $409,900, this home is listed about 40% above the Gainesville median of $293,070. The market section on this page shows how the area is trending.
Which schools are assigned to 1118 SW 82ND TERRACE?+
F. W. Buchholz High School (high), Kanapaha Middle School (middle), Myra Terwilliger Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$409,900 runs 137% above the GAINESVILLE 32607 median — but at 1,707 sqft it's also 19% larger than the typical Gainesville listing.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
F. W. Buchholz High School, Kanapaha Middle School, Myra Terwilliger Elementary School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Shawn Spence-Thomas. MLS #GC543230.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Gainesville homes, in your inbox
Like 1118 SW 82ND TERRACE but not quite? A daily digest of every new listing in Gainesville — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Erwin to ping you on any price or status change →