HIGHWAY 19, OTTER CREEK, FL, 32683
Active2 days on marketListed Oct 11, 2026MLS #GC543972
About this home
HIGHWAY 19
0.3-acre commercial property located in the charming town of Otter Creek, just off US Hwy 19 and south of SR 24. Zoned commercial and conveniently located, this property is a great opportunity for a small business or investment. Don’t miss the chance to own a piece of this growing community!
Facts & features
The home at a glance
0.3 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$414 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$414/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside OTTER CREEK 32683
OTTER CREEK 32683 — neighborhood snapshot
Population
382
Median age
24.7
Median income
$63,361
Avg household
3.16
Households w/ children
91%
The numbers that matter
The OTTER CREEK 32683 market
This home is listed 56% below the OTTER CREEK 32683 median.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about HIGHWAY 19 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for HIGHWAY 19 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
HIGHWAY 19 FAQs
What would the monthly payment be for HIGHWAY 19?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $414/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on HIGHWAY 19?+
The most recent tax bill on record (2025) was $82. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in OTTER CREEK 32683?+
At $39,000, this home is listed about 56% below the OTTER CREEK 32683 median of $89,450. The market section on this page shows how the area is trending.
Listing courtesy of FIRST CHOICE REALTY OF NORTH FLORIDA LLC · Matthew Padgett. MLS #GC543972.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.