CENTURY 21 Edge
$310,000$350,0003 bd2.5 ba1,472 sqft$211 /sqft$2,488 /mo all-in ↓

9395 FLOWERING COTTONWOOD ROAD UNIT 32, ORLANDO, FL, 32832

Active90 days on marketListed May 21, 2026MLS #J1001048

Priced 25% below the ORLANDO 32832 medianReduced $40KTownhouseSAVANNAH PINES CONDO PH 4

About this home

9395 FLOWERING COTTONWOOD ROAD UNIT 32

Great Investment Opportunity – 3-Bedroom Townhome in Gated Savannah Pines Investor-friendly property rented through November 30, 2026 offering immediate and stable rental income. This bright and well-maintained 3-bedroom, 2.5-bath townhome features tile flooring throughout the main living areas, carpet upstairs, and a spacious open-concept layout filled with natural light. The second floor includes all bedrooms, two full bathrooms, and a convenient laundry area. The main level offers a half bath, one-car garage, ample storage space, and a covered patio perfect for relaxing or entertaining. Located in the desirable gated community of Savannah Pines, residents enjoy amenities including a resort-style pool, clubhouse, fitness center, playground, and scenic walking paths. Near SR-417 and SR-528 with easy access to Lake Nona, shopping, dining, Orlando International Airport, and top-rated schools. Perfect opportunity for investors seeking steady income in a high-demand area.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,472

Sqft

0.17 ac

Lot size

1

Garage

2006

Year built

Two

Levels

$211

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Trash Compactor · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationConcrete Perimeter
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorOther

Community & fees

Taxes (2025)$4,390/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Playground · Pool

Utilities & systems

UtilitiesWater Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,488 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$366
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,850
Interest rate6.00%
Loan term

Estimated payment

$2,488/mo

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$366
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$298KedgeAI estimate $329,930 · range $315K$347K$361K

vs edgeAI estimate

−6%

$/sqft vs Orlando actives

$211 vs $251

Days on market

90 vs 42 typical

Where $211/sqft sits among the 400 Orlando actives

117 · this home
144
74
23
15
27
$149–215$215–281$281–346$346–412$412–478$478+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 9395 FLOWERING COTTONWOOD ROAD UNIT 32

Drive times from this address

Orlando Int’l Airport (MCO)17 min
Downtown Orlando22 min
Walt Disney World31 min
Universal Orlando32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32832 — neighborhood snapshot

Population

34,865

Median age

35.9

Median income

$115,398

Median home value

$445,700

Avg household

2.93

Households w/ children

5,440

For the school run

Orange County School District

MiddleInnovation Middle★★★★
ElementaryMoss Park Elementary★★★★
HighLake Nona High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

218 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% below the ORLANDO 32832 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $310,000 $40K
May 21, 2026Listed at $350,000 · 90 days on market since
2006Built · SAVANNAH PINES CONDO PH 4

Reality check

What actually sold near 9395 FLOWERING COTTONWOOD ROAD UNIT 32

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10702 SAVANNAH WOOD DR UNIT 105 UNIT 105Sold · Jan ’26

$270,000

10702 SAVANNAH WOOD DR UNIT 105 UNIT 105

3 bd · 2.5 ba · 1,472 sqft · $183/sqft · 29 DOM

9435 MYRTLE CREEK LANE UNIT 308Sold · Oct ’25

$260,000

9435 MYRTLE CREEK LANE UNIT 308

3 bd · 2 ba · 1,438 sqft · $181/sqft · 116 DOM

10374 PARK COMMONS DRIVESold · Sep ’25

$307,000

10374 PARK COMMONS DRIVE

3 bd · 2.5 ba · 1,390 sqft · $221/sqft · 121 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9395 FLOWERING COTTONWOOD ROAD UNIT 32 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9395 FLOWERING COTTONWOOD ROAD UNIT 32 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9395 FLOWERING COTTONWOOD ROAD UNIT 32 FAQs

What would the monthly payment be for 9395 FLOWERING COTTONWOOD ROAD UNIT 32?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,488/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9395 FLOWERING COTTONWOOD ROAD UNIT 32?+

The most recent tax bill on record (2025) was $4,390. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9395 FLOWERING COTTONWOOD ROAD UNIT 32?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $310,000, this home is listed about 19% below the Orlando median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9395 FLOWERING COTTONWOOD ROAD UNIT 32?+

Innovation Middle (middle), Moss Park Elementary (elementary), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ORLANDO 32832 market on paper

$310,000 is 25% below the ORLANDO 32832 median of $414,590, and at $211/sqft it sits under the Orlando average of $263.

02Time on market is leverage

90 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Innovation Middle, Moss Park Elementary, Lake Nona High — Innovation Middle rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $350,000, now $310,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1001048.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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