CENTURY 21 Edge
$165,000≈$1,253 /mo all-in ↓

1813 LAVILLA ROAD, PUNTA GORDA, FL, 33950

Active37 days on marketListed Aug 14, 2026MLS #J1004146

✦ Priced 51% below the Punta Gorda medianACREAGE

About this home

1813 LAVILLA ROAD

Vacant land in Punta Gorda with an great opportunity, zoned OMI. Located near downtown Punta Gorda provides convenient access to local amenities, shopping, dining, and entertainment, Charlotte Harbor, Port Charlotte and more, just a short drive from US-41, I-75 for connectivity to surrounding areas. Buyer to verify all measurements, zoning uses, building requirements, and utility information with Charlotte County

Facts & features

The home at a glance

0.25 ac

Lot size

Inside

Outside & construction

FacesNorth

Community & fees

Taxes (2025)$588/yr

Utilities & systems

UtilitiesOther
WaterSee Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,253 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$971
FHA mortgage insurance (est.)$73
Property tax — 2025 actual bill$49
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $5,775
Interest rate6.00%
Loan term

Estimated payment

$1,253/mo

Principal & interest$971
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$49
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Punta Gorda

Get to know Punta Gorda. See the full Punta Gorda guide →

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$345K → $330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% below the Punta Gorda median. See the full Punta Gorda market guide →

Paper trail

This home's history

Aug 14, 2026Listed at $165,000 · 37 days on market since

Reality check

What actually sold near 1813 LAVILLA ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18136 STATE ROAD 52Sold · Dec ’25

$186,000

18136 STATE ROAD 52 · same community

2 bd · 2 ba · 930 sqft · $200/sqft · 4 DOM

811 S LONE OAK DRIVESold · Nov ’25

$190,000

811 S LONE OAK DRIVE · same community

3 bd · 1 ba · 1,104 sqft · $172/sqft · 6 DOM

114 SIMS ROADSold · Jan ’26

$195,000

114 SIMS ROAD · same community

3 bd · 2 ba · 1,213 sqft · $161/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1813 LAVILLA ROAD — start here.

CallText
learning-events@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1813 LAVILLA ROAD — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1813 LAVILLA ROAD FAQs

What would the monthly payment be for 1813 LAVILLA ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,253/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1813 LAVILLA ROAD?+

The most recent tax bill on record (2025) was $588. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $165,000, this home is listed about 51% below the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Keep looking

Similar homes nearby

NO STREET

$203,500

NO STREET, PALM BAY

49021 BERMONT ROAD

$219,000

49021 BERMONT ROAD, PUNTA GORDA

15552 US 301

$54,000

15552 US 301, DADE CITY

Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1004146.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Punta Gorda homes, in your inbox

Like 1813 LAVILLA ROAD but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Tommy to ping you on any price or status change →

CallRequest a tour
CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 20, 2026 at 5:02 PM UTC. The listing information on this page last changed on September 20, 2026 at 5:02 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 20, 2026 at 5:02 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 20, 2026 at 5:02 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.