24221 CAPTAIN KIDD BOULEVARD, PUNTA GORDA, FL, 33955
Active26 days on marketListed Aug 25, 2026MLS #J1004357
About this home
24221 CAPTAIN KIDD BOULEVARD
Welcome to your waterfront paradise in the highly sought-after community of Pirate Harbor in Punta Gorda! This beautifully maintained 3-bedroom, 2.5-bath home offers the perfect blend of coastal charm, comfort, and peace of mind. Designed for the Florida boating lifestyle, you’ll enjoy direct Gulf access from your private dock complete with a boat lift and out door shower making spontaneous days on the water effortlessly clean. Whether you’re heading out for world-class fishing, island hopping, or sunset cruises, your next adventure begins right in your backyard. One of this home’s most valuable features is its elevated construction on pilings, offering added protection and peace of mind. Built high above grade, this home is designed to minimize flood risk while maximizing breezes, views, and long-term value. Inside, you’ll find spacious living areas filled with natural light, a functional floor plan, and inviting spaces perfect for entertaining or simply relaxing after a day on the water. With plenty of room for family, friends, or seasonal guests. Whether you’re searching for a full-time residence, a winter retreat, or an investment in one of Southwest Florida’s hidden gems, this exceptional waterfront property checks all the boxes. Waterfront homes with Gulf access, a private boat lift, and elevated construction in Pirate Harbor are a rare find. Don’t miss your opportunity to own a slice of paradise—schedule your private showing today before this incredible home is gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,214
Sqft
0.25 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$434
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,400 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,400/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+132.2%
$/sqft vs Punta Gorda actives
$434 vs $203
Days on market
26 vs 63 typical
Where $434/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pirate Harbor
Get to know Punta Gorda. See the full Punta Gorda guide →
Pirate Harbor — neighborhood snapshot
Population
312
Median age
63
Median income
$74,708
Median home value
$331,000
Avg household
2
Households w/ children
22%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
223 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2241% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 24221 CAPTAIN KIDD BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$950,000
24173 HENRY MORGAN BOULEVARD · same community
3 bd · 2 ba · 2,239 sqft · $424/sqft · 4 DOM
Sold · Jun ’26$526,500
24262 CAPTAIN KIDD BOULEVARD · same community
3 bd · 2 ba · 2,258 sqft · $233/sqft · 5 DOM
Sold · May ’26$675,000
24261 CAPTAIN KIDD BOULEVARD · same community
3 bd · 3 ba · 2,406 sqft · $281/sqft · 303 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 24221 CAPTAIN KIDD BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24221 CAPTAIN KIDD BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
24221 CAPTAIN KIDD BOULEVARD FAQs
What would the monthly payment be for 24221 CAPTAIN KIDD BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,400/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 24221 CAPTAIN KIDD BOULEVARD?+
The most recent tax bill on record (2025) was $8,402. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 24221 CAPTAIN KIDD BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $960,000, this home is listed about 183% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 24221 CAPTAIN KIDD BOULEVARD?+
Charlotte High School (high), Punta Gorda Middle School (middle), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY HUB · Earlae McKenzie. MLS #J1004357.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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