
1290 ROYAL POINTE LANE, ORMOND BEACH, FL, 32174
Active128 days on marketListed Mar 17, 2026MLS #J998797
About this home
1290 ROYAL POINTE LANE
Welcome to your private Florida retreat! This spacious 4-bedroom, 2-bath concrete block pool home, with a 2025 roof and many thoughtful, well-appointed updates, offers impressive curb appeal, highlighted by mature palm trees and a beautifully landscaped, private fenced backyard. For the buyer's enhanced peace of mind, the seller will provide a 1-year home warranty for this beautiful home located in the highly desirable gated golf course community of Plantation Bay Golf & Country Club. Step inside the home into a light-filled interior featuring soaring 11-foot ceilings and an open great room with an abundance of natural light. Triple sliding glass doors frame views of the sparkling screened pool and create seamless indoor-outdoor living. Throughout the home, you will appreciate the attractive neutral wall colors, 5¼-inch baseboards, tile, and updated luxury vinyl plank flooring--no carpet! The eat-in kitchen features gorgeous, updated granite countertops, a subway tile backsplash, a large single sink with a high-end faucet, a walk-in pantry, a breakfast bar, and a sunny breakfast nook surrounded by windows overlooking the pool--perfect for casual meals and entertaining family and friends. A separate dining room provides additional space for gatherings and special occasions. The thoughtfully designed split-bedroom floor plan offers privacy for both homeowners and guests. The generously sized primary suite is a personal retreat and features a tray ceiling, a large walk-in closet with floor to ceiling wrap around closet organizer, and sliding glass doors providing direct access to the pool area. The en-suite bath includes double sinks, a walk-in shower, and a relaxing soaking tub. The additional bedrooms are welcoming for family or guests, with the fourth bedroom currently used as a home office. The updated, second bathroom features double sinks, an attractive vanity with storage, and convenient, direct access to the pool. Step outside and relax on the screened lanai overlooking the refreshing pool and a peaceful fenced backyard that backs to lush trees for added privacy. An ideal space for outdoor relaxation and recreation. Seller has already taken care of major improvements! New roof (2025), AC (2021), water heater (2021), new fence (2021), painted interior and exterior (2021), LVP flooring (2021), kitchen appliances (2021), kitchen updates (2022), Second bath update (2022), and yard makeover(2022). Additional features include an irrigation system, a whole-house water filtration system, an electronic front door lock, garage storage racks, a timer for exterior garage lights, and all-new door handles / locksets inside and out, a laundry room utility sink, and ceiling fans and updated light fixtures throughout! Residents may choose to join Plantation Bay Golf & Country Club (membership optional with additional fees) and enjoy an active lifestyle with 45 holes of golf, two clubhouses, including the new 30-million-dollar Founders clubhouse, on-site dining, a full-service spa and fitness center, tennis and pickleball courts, and a resort-style pool and cabana bar. Plantation Bay is conveniently located near I-95 and only about 10 miles from the beach! Schedule your private showing today and learn more about the many distinctive features this fabulous home and incredible community have to offer!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,141
Sqft
0.21 ac
Lot size
2
Garage
2004
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,386 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,386/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.7%
$/sqft vs Ormond Beach actives
$255 vs $237
Days on market
128 vs 41 typical
Where $255/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Bay Golf & Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Plantation Bay Golf & Country Club — neighborhood snapshot
Population
3,730
Median age
69
Median income
$87,350
Median home value
$432,212
Avg household
2
Households w/ children
124
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
206 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1290 ROYAL POINTE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$387,000
1223 CROWN POINTE LANE · same community
3 bd · 2 ba · 1,950 sqft · $198/sqft · 3 DOM
Sold · Jun ’26$440,000
1221 HARWICK LANE
3 bd · 2 ba · 2,151 sqft · $205/sqft · 462 DOM
Sold · Sep ’25$640,000
1254 ROYAL POINTE LANE
4 bd · 2 ba · 2,117 sqft · $302/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1290 ROYAL POINTE LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1290 ROYAL POINTE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1290 ROYAL POINTE LANE FAQs
What would the monthly payment be for 1290 ROYAL POINTE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,386/mo — principal and interest, the actual property-tax bill, the $121/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1290 ROYAL POINTE LANE?+
The association fee works out to $121 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1290 ROYAL POINTE LANE?+
The most recent tax bill on record (2025) was $7,870. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1290 ROYAL POINTE LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $545,000, this home is listed about 28% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 1290 ROYAL POINTE LANE?+
Ormond Beach Middle School (middle), Pathways Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$545,000 runs 36% above the ORMOND BEACH 32174 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
128 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ormond Beach Middle School, Pathways Elementary School, Seabreeze High School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $578,000, now $545,000 — a $33K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J998797.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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