CENTURY 21 Edge
$619,900$639,0004 bd3 ba2,240 sqft$277 /sqft$4,628 /mo all-in ↓

15033 LAKE BESSIE LOOP, WINTER GARDEN, FL, 34787

Active109 days on marketListed Apr 16, 2026MLS #J999897

Reduced $19KSingle Family ResidenceLAKESIDE/HAMLIN

About this home

15033 LAKE BESSIE LOOP

Virtually Staged. Skip the wait without sacrificing the feel of a newer home. Built in 2022 by Dream Finders Homes, this beautifully maintained one-story residence is located in the highly sought-after Lakeside at Hamlin community in Horizon West. The fully fenced backyard offers confirmed space for a future custom pool, with builder-installed pool pre-wiring already in place. With modern finishes, immediate availability, and thoughtful improvements already completed, this home offers the benefits of new construction without the delays. The desirable three-way split floor plan provides excellent privacy for families, guests, or a dedicated home office. At the heart of the home, the expansive chef’s kitchen features an oversized quartz island, abundant cabinetry, built-in appliances, and opens seamlessly to the spacious living and dining areas. Unlike many new-construction homes, this property already includes completed landscaping and a fully fenced backyard, allowing the next owner to enjoy the outdoor space immediately while planning a future pool. Additional features include high-speed fiber internet, a 220V garage outlet for EV charging, exterior security cameras, and a security system. Conveniently located near shopping, dining, major highways, Walt Disney World, and everything Horizon West has to offer, this home delivers modern comfort, privacy, and everyday convenience.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,240

Sqft

0.14 ac

Lot size

2

Garage

2022

Year built

One

Levels

$277

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorthwest
ParkingDriveway
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$160/mo
Taxes (2025)$8,762/yr
PetsYes
CommunityPlayground · Sidewalks

Utilities & systems

UtilitiesFiber Optics
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,628 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,345
PMI (est., until 20% equity)$232
Property tax — 2025 actual bill$730
HOA fee — from the listing$160
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,990
Interest rate6.00%
Loan term

Estimated payment

$4,628/mo

Principal & interest$3,345
PMI (est., until 20% equity)$232
Property taxes (actual bill)$730
HOA / condo fee$160
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $620K
$556KedgeAI estimate $591,099 · range $579K$610K$645K

vs edgeAI estimate

+4.9%

$/sqft vs Winter Garden actives

$277 vs $260

Days on market

109 vs 31 typical

Where $277/sqft sits among the 400 Winter Garden actives

63
112
120 · this home
46
28
31
$171–213$213–256$256–298$298–341$341–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hamlin

Map of 15033 LAKE BESSIE LOOP inside its neighborhood boundary

Drive times from this address

Walt Disney World17 min
Downtown Orlando26 min
Universal Orlando29 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Hamlin — neighborhood snapshot

Population

3,047

Median age

38

Median income

$178,486

Median home value

$603,785

Avg household

3

Households w/ children

429

For the school run

Orange County School District

MiddleHamlin Middle★★★★
ElementaryHamlin Elementary★★★★★
HighHorizon High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

163 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $619,900 $19K
Apr 16, 2026Listed at $639,000 · 109 days on market since
2022Built · LAKESIDE/HAMLIN

Reality check

What actually sold near 15033 LAKE BESSIE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5338 LAKE VIRGINIA STREETSold · Mar ’26

$580,000

5338 LAKE VIRGINIA STREET · same community

4 bd · 2.5 ba · 2,790 sqft · $208/sqft · 98 DOM

15239 LAKE LAMONIA STREETSold · Jun ’26

$770,000

15239 LAKE LAMONIA STREET · same community

4 bd · 3.5 ba · 3,020 sqft · $255/sqft · 23 DOM

17054 HAGGERTY HOLLOW DRIVESold · Jul ’26

$671,324

17054 HAGGERTY HOLLOW DRIVE

4 bd · 2.5 ba · 2,235 sqft · $300/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15033 LAKE BESSIE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15033 LAKE BESSIE LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

15033 LAKE BESSIE LOOP FAQs

What would the monthly payment be for 15033 LAKE BESSIE LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,628/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15033 LAKE BESSIE LOOP?+

The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15033 LAKE BESSIE LOOP?+

The most recent tax bill on record (2025) was $8,762. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15033 LAKE BESSIE LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $619,900, this home is listed about 5% above the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 15033 LAKE BESSIE LOOP?+

Hamlin Middle (middle), Hamlin Elementary (elementary), Horizon High School (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$619,900 runs 17% above the WINTER GARDEN 34787 median.

02Time on market is leverage

109 days on market against a Winter Garden median of 31 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Hamlin Middle, Hamlin Elementary, Horizon High School — Hamlin Middle rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $639,000, now $619,900 — a $19K cut. The full history is in the market section below.

Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J999897.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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15033 LAKE BESSIE LOOP, WINTER GARDEN, FL — 4 Bed, 3 Bath — $619,900 | CENTURY 21 Edge