17 RED QUILL CIRCLE, LAKE WALES, FL, 33898
Active394 days on marketListed Jul 12, 2025MLS #K4903003
About this home
17 RED QUILL CIRCLE
This WATERFRONT 2/2 home is located in the premier gated 55+ community of Saddlebag Lake Resort, where you OWN the land. It is not just a double wide manufactured home, but a WAUSAU MODULAR home, a truly rare find! The home comes totally furnished and turnkey, so it's ready to move right in. You'll love the waterside full width screened porch, and even the entire open concept main living area has breathtaking views of the water. A beautiful wood-look laminate graces the floor of this section of the home. There are solid wood cabinets in the kitchen, and plenty of them, plus lots of counter space, two Lazy Susan's, and a state of the art Samsung double-door bottom freezer refrigerator. Both bedrooms are carpeted for comfort; the large owners suite has a spacious ensuite bathroom, and your guests will enjoy a separate bathroom with tub and shower combination. Outside you'll find a shed that houses the golf cart that comes with the home, and your other vehicles will stay cool and dry under the two-car carport. Enjoy all the resort has to offer, including a clubhouse with planned activities, a community pool, hot tub, shuffleboard, tennis and pickle ball courts, a rec room with saunas and pool tables, a beach house with covered patio and full kitchen that you can use at no cost for private parties, just reserve it. The resort is pet friendly and there is a dog park at the back. There's even a driving range, so avid golfers can keep up their swing. The low HOA covers your use of all the amenities, as well as your water, sewer and trash pick-up. With all this home has to offer, it won't last long so call now before it' gone and start living the dream!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,152
Sqft
0.1 ac
Lot size
1997
Year built
One
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,573 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,573/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SADDLEBAG LAKE
$155 vs $144
Days on market
394 vs 54 typical
Where $155/sqft sits among the 23 homes for sale in SADDLEBAG LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Saddlebag Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
Saddlebag Lake — neighborhood snapshot
Population
569
Median age
68
Median income
$34,972
Median home value
$83,600
Avg household
1
Households w/ children
16%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
11 of 23
SADDLEBAG LAKE have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 17 RED QUILL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$205,000
49 QUEEN OF WATERS STREET · same community
2 bd · 2 ba · 1,152 sqft · $178/sqft · 1 DOM
Sold · Jan ’26$155,000
85 SADDLEBAG TRAIL · same community
3 bd · 2 ba · 1,152 sqft · $135/sqft · 252 DOM
Sold · Feb ’26$188,000
30 SADDLEBAG TRAIL N · same community
3 bd · 2 ba · 1,152 sqft · $163/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17 RED QUILL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17 RED QUILL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
17 RED QUILL CIRCLE FAQs
What would the monthly payment be for 17 RED QUILL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,573/mo — principal and interest, the actual property-tax bill, the $227/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17 RED QUILL CIRCLE?+
The association fee works out to $227 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17 RED QUILL CIRCLE?+
The most recent tax bill on record (2024) was $640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17 RED QUILL CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $179,000, this home is listed about 30% below the Lake Wales median of $253,990. The market section on this page shows how the area is trending.
Which schools are assigned to 17 RED QUILL CIRCLE?+
Spook Hill Elementary School (elementary), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$179,000 runs 25% above the LAKE WALES 33898 median.
02Time on market is leverage
394 days on market against a Lake Wales median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $250,000, now $179,000 — a $71K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BENDER REALTY, LLC · Kris Bender. MLS #K4903003.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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