
1019 PALM AVE, INDIAN LAKE ESTATES, FL, 33855
Active33 days on marketListed Jul 6, 2026MLS #K4903619
About this home
1019 PALM AVE
Build your dream home or secure a smart long-term investment with this beautiful 0.50-acre residential homesite in one of Central Florida's premier lake and golf communities. This spacious lot offers an excellent opportunity to build a custom home while enjoying privacy, natural surroundings, and a peaceful lifestyle. The community is centered around Lake Walk-in-Water (Lake Weohyakapka), a renowned 7,500-acre freshwater lake celebrated for outstanding bass fishing, boating, kayaking, and outdoor recreation. Residents enjoy access to a private marina, boat ramp, fishing pier, clubhouse, golf course, fitness center, tennis and pickleball courts, basketball courts, library, café, post office, and a variety of recreational amenities. Conveniently located in Polk County, the property offers easy access to Lake Wales, Winter Haven, Orlando, Tampa, shopping, healthcare, restaurants, and Central Florida attractions while maintaining the tranquility of country living. Gulf Coast and Atlantic Coast beaches are also within convenient driving distance. This half-acre homesite provides ample space for a custom residence with room to enjoy Florida's outdoor lifestyle. Wildlife is abundant throughout the area, creating a peaceful environment where residents frequently observe native birds, deer, cranes, turtles, and other Florida wildlife. The property is located within a deed-restricted community with an active homeowners association that helps preserve neighborhood standards and property values. Buyers are encouraged to verify all building requirements, utility availability, permitting, zoning regulations, HOA requirements, and applicable fees before construction. Whether you are looking for a primary residence, seasonal getaway, retirement destination, or land investment with future appreciation potential, this property presents an outstanding opportunity to own a piece of Florida's natural beauty.
Facts & features
The home at a glance
0.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$317 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$317/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Indian Lake Estates
Get to know Indian Lake Estates. See the full Indian Lake Estates guide →
INDIAN LAKE ESTATES 33855 — neighborhood snapshot
Population
33
Median age
68.1
Avg household
1.94
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Lake Estates market
$327K → $330K
Indian Lake Estates median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →
Paper trail
This home's history
Reality check
What actually sold near 1019 PALM AVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$90,000
3500 ORCHID DRIVE
2 bd · 1 ba · 950 sqft · $95/sqft · 5 DOM
Sold · Mar ’26$65,000
3771 INDIAN LAKE DRIVE
3 bd · 1 ba · 998 sqft · $65/sqft · 0 DOM
Sold · Mar ’26$225,000
4060 INDIAN LAKE DRIVE
2 bd · 2 ba · 1,030 sqft · $218/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1019 PALM AVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1019 PALM AVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1019 PALM AVE FAQs
What would the monthly payment be for 1019 PALM AVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $317/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1019 PALM AVE?+
The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1019 PALM AVE?+
The most recent tax bill on record (2025) was $135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1019 PALM AVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Lake Estates?+
At $17,900, this home is listed about 95% below the Indian Lake Estates median of $369,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1019 PALM AVE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DC GLOBAL PARTNERS · Hugo L Calvillo. MLS #K4903619.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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