3608 SMITHTOWN ROAD, SEBRING, FL, 33876
Active2 days on marketListed Jul 23, 2026MLS #K4903661
About this home
3608 SMITHTOWN ROAD
Affordable opportunity to own a vacant semi cleared residential lot in Sebring! This 0.12-acre lot in the Jonesville subdivision is the perfect spot to bring your future home or hold as an investment. Conveniently located near shopping, restaurants, schools, medical facilities, and all the amenities Sebring has to offer. Enjoy easy access to US-27, local lakes, parks, and recreational activities. Electric is available nearby, while well and septic will be needed. Don't miss your chance to own Florida land at an affordable price! Buyer to verify all zoning, building requirements, and utility availability during due diligence.
Facts & features
The home at a glance
0.12 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$235 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$235/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33876 — neighborhood snapshot
Population
7,378
Median age
54.4
Median income
$55,490
Median home value
$161,500
Avg household
2.65
Households w/ children
451
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% below the SEBRING 33876 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 3608 SMITHTOWN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$45,000
4510 Welcome Dr., Sebring FL 33870
2 bd · 2 ba · 409 DOM
Sold · Dec ’25$375,000
Nearby listing
3 bd · 2 ba · 177 DOM
Sold · Jan ’26$55,000
1506 ORANGE BLOSSOM AVENUE
2 bd · 1 ba · 725 sqft · $76/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3608 SMITHTOWN ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3608 SMITHTOWN ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3608 SMITHTOWN ROAD FAQs
What would the monthly payment be for 3608 SMITHTOWN ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $235/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3608 SMITHTOWN ROAD?+
The most recent tax bill on record (2025) was $77. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $10,900, this home is listed about 96% below the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3608 SMITHTOWN ROAD?+
Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #K4903661.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sebring homes, in your inbox
Like 3608 SMITHTOWN ROAD but not quite? A daily digest of every new listing in Sebring — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tommy to ping you on any price or status change →