421 HICKORY BLUFF CIRCLE, SOUTHPORT, FL, 32409
Active1 days on marketListed Aug 14, 2026MLS #K4903703
About this home
421 HICKORY BLUFF CIRCLE
0.61-ACRE LOT IN SOUTHPORT! Discover the opportunity to own a spacious vacant parcel in the Hickory Bluff community. This approximately 0.61-acre property is zoned R-2, offering an opportunity to build your future home or explore other permitted residential uses. Enjoy a peaceful setting surrounded by nature while still being within convenient reach of Panama City, shopping, dining, schools, and area attractions. Buyers should independently verify all permitted uses, building requirements, setbacks, utilities, and development restrictions with Bay County. Bring your plans and take advantage of this land opportunity in Southport!
Facts & features
The home at a glance
0.61 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$367 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$367/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside SOUTHPORT 32409
SOUTHPORT 32409 — neighborhood snapshot
Population
10,941
Median age
43.8
Median income
$60,687
Median home value
$221,500
Avg household
2.72
Households w/ children
1,272
For the school run
Bay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The SOUTHPORT 32409 market
This home is listed 33% below the SOUTHPORT 32409 median.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 421 HICKORY BLUFF CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 421 HICKORY BLUFF CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
421 HICKORY BLUFF CIRCLE FAQs
What would the monthly payment be for 421 HICKORY BLUFF CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $367/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 421 HICKORY BLUFF CIRCLE?+
The most recent tax bill on record (2025) was $218. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in SOUTHPORT 32409?+
At $29,900, this home is listed about 33% below the SOUTHPORT 32409 median of $44,950. The market section on this page shows how the area is trending.
Which schools are assigned to 421 HICKORY BLUFF CIRCLE?+
Southport Elementary School (elementary), Deane Bozeman School () — Bay County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #K4903703.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.