CENTURY 21 Edge
$89,0001 bd1 ba734 sqft$121 /sqft$1,002 /mo all-in ↓

6 PINK LADY LANE, LAKE WALES, FL, 33898

Active18 days on marketListed Sep 4, 2026MLS #K4903754

Priced 36% below the LAKE WALES 33898 medianManufactured HomeSADDLEBAG LAKE

About this home

6 PINK LADY LANE

Welcome to your dream retirement oasis! This 1-bedroom, 1-bathroom home is completely turnkey and mostly furnished, offering the ultimate stress-free transition to resort-style living. Located in the highly desirable gated 55+ community of Saddlebag Lake Resort, where you own the land, this home has been curated for comfort, convenience and leisure. The spacious family room could double as a place to accommodate your overnight guests. You'll love the covered back porch and secluded patio, that comes complete with a grill for cooking tasty meals outdoors. Best of all, the home comes with its own golf cart, ready for you to cruise around and meet your new neighbors, and when you return home just park it in its own covered space on the side of the shed, which has power so you can use it as a work shop. The low quarterly HOA dues include your water, sewer and trash pick-up, as well as use of all the amenities. Whether you enjoy swimming in the heated pool, playing pickleball or shuffleboard, working out in the fitness center, fishing and boating on Saddlebag Lake or participating in social events in the clubhouse, the community offers the perfect balance of activity and relaxation. The resort is pet friendly, there's even a dog park at the back where your fur babies can run around to their heart's content, so there is truly something for everyone here. Isn't it time you came home to Saddlebag Lake Resort? Call now for your private tour and start living your best life today!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

734

Sqft

0.1 ac

Lot size

1978

Year built

Two

Levels

$121

Per sqft

Turnkey55+ community

Inside

FlooringCarpet · Vinyl
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace · Slab
FacesSouthwest
ExteriorAwning(s)

Community & fees

HOA fee$245/mo
Taxes (2025)$403/yr
PetsCats OK, Dogs OK
CommunityCommunity Boat Ramp · Fishing · Marina · Dog Park · Golf Carts OK

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,002 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$524
FHA mortgage insurance (est.)$39
Property tax — 2025 actual bill$34
HOA fee — from the listing$245
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,115Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,115
Interest rate6.00%
Loan term

Estimated payment

$1,002/mo

Principal & interest$524
FHA mortgage insurance (est.)$39
Property taxes (actual bill)$34
HOA / condo fee$245
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $89K
$59KedgeAI estimate $75,144 · range $62K$108K$112K

vs edgeAI estimate

+18.4%

$/sqft vs SADDLEBAG LAKE

$121 vs $155

Days on market

18 vs 57 typical

Where $121/sqft sits among the 25 homes for sale in SADDLEBAG LAKE

6
4 · this home
3
3
5
4
$81–107$107–133$133–159$159–185$185–211$211+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Saddlebag Lake

Drive times from this address

Walt Disney World62 min
Universal Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

Saddlebag Lake — neighborhood snapshot

Population

569

Median age

68

Median income

$34,972

Median home value

$83,600

Avg household

1

Households w/ children

16%

For the school run

Polk County School District

ElementarySpook Hill Elementary School★★★★★
HighBartow Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$275K$271K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

11 of 25

SADDLEBAG LAKE have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% below the LAKE WALES 33898 median. See the full Lake Wales market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $89,000 · 18 days on market since
1978Built · SADDLEBAG LAKE

Reality check

What actually sold near 6 PINK LADY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21 SADDLEBAG TRAIL SSold · Jul ’26

$62,000

21 SADDLEBAG TRAIL S · same community

1 bd · 1.5 ba · 732 sqft · $85/sqft · 302 DOM

8 RED QUILL CIRCLESold · Mar ’26

$60,000

8 RED QUILL CIRCLE · same community

1 bd · 1 ba · 730 sqft · $82/sqft · 5 DOM

23 SADDLEBAG TRAILSold · Mar ’26

$135,000

23 SADDLEBAG TRAIL · same community

2 bd · 2 ba · 816 sqft · $165/sqft · 142 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6 PINK LADY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6 PINK LADY LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6 PINK LADY LANE FAQs

What would the monthly payment be for 6 PINK LADY LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,002/mo — principal and interest, the actual property-tax bill, the $245/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6 PINK LADY LANE?+

The association fee works out to $245 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6 PINK LADY LANE?+

The most recent tax bill on record (2025) was $403. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6 PINK LADY LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $89,000, this home is listed about 66% below the Lake Wales median of $258,900. The market section on this page shows how the area is trending.

Which schools are assigned to 6 PINK LADY LANE?+

Spook Hill Elementary School (elementary), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BENDER REALTY, LLC · Kris Bender. MLS #K4903754.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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