5245 NW GAMMA STREET, PORT ST LUCIE, FL, 34986
Active6 days on marketListed Sep 15, 2026MLS #K4903791
About this home
5245 NW GAMMA STREET
NEWER 2022 HOME WITH TWO MASTER SUITES! Welcome to this bright and airy 4-bedroom, 3-bathroom home in the desirable Torino community of Port St. Lucie. This home features two master suites, each with its own private bathroom, plus a convenient split floor plan. The open kitchen features quartz countertops, stainless steel appliances, and a dining area that flows into the family room, creating a comfortable space for everyday living and entertaining. Sliding glass doors lead directly to the screened-in patio and nicely sized backyard, offering plenty of space to enjoy Florida living. The primary master bathroom features dual sinks and a glass-enclosed shower, while the second master bathroom also offers a glass-enclosed shower. Additional features include tile flooring throughout, no carpet, ceiling fans, and a 2-car garage. A 2022 home with a flexible layout, two master suites, bright living spaces, and a nice-sized backyard — a great opportunity in Port St. Lucie. Seller financing offered with 20% down, 10% interest, 30-year amortization, and a 5-year balloon payment, subject to seller approval and mutually agreed-upon terms. AI-GENERATED PHOTOS USED FOR MARKETING PURPOSES DUE TO TENANT OCCUPANCY.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,078
Sqft
0.23 ac
Lot size
2
Garage
2022
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,900 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,900/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
$/sqft vs Port St Lucie actives
$226 vs $236
Days on market
6 vs 52 typical
Where $226/sqft sits among the 41 Port St Lucie actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port St Lucie
Get to know Port St Lucie. See the full Port St Lucie guide →
PORT ST LUCIE 34986 — neighborhood snapshot
Population
29,713
Median age
54.1
Median income
$85,842
Median home value
$368,300
Avg household
2.39
Households w/ children
2,764
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port St Lucie market
$366K → $376K
Port St Lucie median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
21 of 41
Port St Lucie actives have cut their price
Median sold price, Port St Lucie, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the PORT ST LUCIE 34986 median. See the full Port St Lucie market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5245 NW GAMMA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5245 NW GAMMA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5245 NW GAMMA STREET FAQs
What would the monthly payment be for 5245 NW GAMMA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,900/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5245 NW GAMMA STREET?+
The most recent tax bill on record (2025) was $9,194. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5245 NW GAMMA STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port St Lucie?+
At $469,900, this home is listed about 8% above the Port St Lucie median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5245 NW GAMMA STREET?+
Manatee Academy K-8 (elementary), St. Lucie West K-8 School (elementary), Bayshore Elementary School (elementary), Oak Hammock K-8 School (elementary), Windmill Point Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #K4903791.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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