18076 NW 276TH STREET, OKEECHOBEE, FL, 34972
Active2 days on marketListed Sep 18, 2026MLS #K4903800
About this home
18076 NW 276TH STREET
Discover the opportunity to own 1.25 acres in Okeechobee! This vacant parcel offers plenty of space to create your ideal homesite in a peaceful rural setting with a culvert already in place. The lot was previously cleared and is partially fenced. The same owner also has an additional 1.25-acre lot available directly across the street, offering a unique opportunity for those looking for additional land. Buyer to verify zoning, permitted uses, utilities, access, lot dimensions, and all development requirements with the appropriate county and utility authorities.
Facts & features
The home at a glance
1.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$359 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$359/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Okeechobee market
$225K → $301K
Okeechobee median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 18076 NW 276TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$265,000
18286 NW 262ND STREET · same community
3 bd · 2 ba · 1,056 sqft · $251/sqft · 4 DOM
Sold · Jun ’26$259,900
18990 NW 268TH STREET · same community
3 bd · 2 ba · 1,493 sqft · $174/sqft · 7 DOM
Sold · Feb ’26$364,000
18824 NW 242ND STREET · same community
3 bd · 2 ba · 1,598 sqft · $228/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18076 NW 276TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18076 NW 276TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18076 NW 276TH STREET FAQs
What would the monthly payment be for 18076 NW 276TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $359/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18076 NW 276TH STREET?+
The most recent tax bill on record (2025) was $412. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $25,999, this home is listed about 91% below the Okeechobee median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 18076 NW 276TH STREET?+
Harmony High School (high), Harmony Community School (elementary), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OKEECHOBEE 34972 market on paper
$25,999 is 45% below the OKEECHOBEE 34972 median of $47,200.
02Fresh on the market
Only 2 days on market in a Okeechobee market that averages 12 — if it fits, move quickly.
03Strong assigned schools
Harmony High School, Harmony Community School, St. Cloud Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #K4903800.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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