CENTURY 21 Edge
$249,500$265,0003 bd2 ba1,322 sqft$189 /sqft$1,752 /mo all-in ↓

319 PEARL STREET, LAKE WALES, FL, 33853

Active503 days on marketListed Apr 1, 2025MLS #L4951685

Reduced $16KNew constructionSingle Family ResidenceFRESCO PARK PB 33 PG 20

About this home

319 PEARL STREET

MOTIVATED SELL OFFER NEW PRICING, $249,500, PRESENTS A STRONG VALUE IN THIS PRICE RANGE - LAKE WALES CRA OFFERS DOWN PAYMENT ASSISTANCE WITH THIS PROPERTY. BUYERS MUST APPLY AND QUALIFY. This is a brand-new 2025 home built for everyday living, not for show. It’s a simple, functional 3-bedroom, 2-bath layout in Lake Wales with the kind of features people actually use. When you walk in, the open floor plan makes everything feel connected—the kitchen, the living area, and the space you’ll probably spend most of your time in. The kitchen has a big island, two pantries, plenty of cabinet space, and new appliances that haven’t seen their first meal yet. Sliding doors bring in natural light and lead out to the backyard for easy indoor-outdoor access. The one-car garage opens right into the main area, which just makes life easier. The split floor plan gives the primary bedroom good privacy, and it comes with its own bathroom. The other two bedrooms sit on the opposite side of the home and share a full bath. If you’re looking for a new build that’s clean, move-in ready, and straightforward, this one fits. It’s a practical home in a growing part of Central Florida, and with CRA down payment assistance available for qualified buyers, it’s an opportunity to get into something brand new without the usual stress.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,322

Sqft

0.12 ac

Lot size

1

Garage

2025

Year built

One

Levels

$189

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorOther

Community & fees

Taxes (2024)$151/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,752 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,469
FHA mortgage insurance (est.)$110
Property tax — 2024 actual bill$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,733Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,733
Interest rate6.00%
Loan term

Estimated payment

$1,752/mo

Principal & interest$1,469
FHA mortgage insurance (est.)$110
Property taxes (actual bill)$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$240KedgeAI estimate $266,025 · range $251K$299K$310K

vs edgeAI estimate

−6.2%

$/sqft vs Lake Wales actives

$189 vs $174

Days on market

503 vs 54 typical

Where $189/sqft sits among the 365 Lake Wales actives

63
128
89 · this home
44
14
27
$97–137$137–176$176–215$215–255$255–294$294+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Wales

Map of 319 PEARL STREET

Drive times from this address

Walt Disney World47 min
Universal Orlando57 min
Downtown Orlando63 min
Orlando Int’l Airport (MCO)67 min
Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33853 — neighborhood snapshot

Population

12,385

Median age

37.3

Median income

$40,938

Median home value

$198,100

Avg household

2.57

Households w/ children

1,565

For the school run

Polk County School District

HighBartow Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$275K$271K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

173 of 365

Lake Wales actives have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the LAKE WALES 33853 median. See the full Lake Wales market guide →

Paper trail

This home's history

CurrentPrice reduced to $249,500 $16K
Apr 1, 2025Listed at $265,000 · 503 days on market since
2025Built · FRESCO PARK PB 33 PG 20

Reality check

What actually sold near 319 PEARL STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

125 NORTHSIDE DRIVESold · Apr ’26

$240,000

125 NORTHSIDE DRIVE

3 bd · 2 ba · 1,322 sqft · $182/sqft · 15 DOM

134 W NORTHSIDE DRIVESold · Apr ’26

$240,000

134 W NORTHSIDE DRIVE

3 bd · 2 ba · 1,330 sqft · $180/sqft · 260 DOM

340 WEAVER AVENUESold · Jul ’26

$233,000

340 WEAVER AVENUE

3 bd · 2 ba · 1,284 sqft · $181/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 319 PEARL STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 319 PEARL STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

319 PEARL STREET FAQs

What would the monthly payment be for 319 PEARL STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,752/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 319 PEARL STREET?+

The most recent tax bill on record (2024) was $151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lake Wales?+

At $249,500, this home is listed about 2% below the Lake Wales median of $254,445. The market section on this page shows how the area is trending.

Which schools are assigned to 319 PEARL STREET?+

Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FEE SIMPLE REALTY LLC · Stephanie Gavric. MLS #L4951685.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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Like 319 PEARL STREET but not quite? A daily digest of every new listing in Lake Wales — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Gianfranco to ping you on any price or status change →

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319 PEARL STREET, LAKE WALES, FL — 3 Bed, 2 Bath — $249,500 | CENTURY 21 Edge