CENTURY 21 Edge
$386,846$418,8463 bd2 ba1,970 sqft$196 /sqft$2,898 /mo all-in ↓

5427 WATERSIDE DRIVE, AUBURNDALE, FL, 33823

Active400 days on marketListed Jul 2, 2025MLS #L4954176

Reduced $32KNew constructionSingle Family ResidenceLAKE JULIANA ESTATES

About this home

5427 WATERSIDE DRIVE

This well-designed 3-bedroom, 2-bath, 2-car garage home offers an open-concept layout that lives comfortably and efficiently. A spacious foyer welcomes you into the heart of the home, where the kitchen, dining, and great room flow together seamlessly—creating a warm, inviting space that works well for both everyday living and entertaining. The kitchen features granite countertops, a large bar area that naturally becomes a central gathering spot, and a thoughtfully placed laundry room/pantry combination that maximizes functionality. Homes with this layout are often favored by households who enjoy using the kitchen bar for casual meals, homework time, or visiting with friends, while the open great room allows the space to adapt easily to both quiet evenings and social occasions. Level 3 plank tile flooring runs throughout the main living areas, with carpet in the bedrooms and closets for added comfort. The primary suite is privately located and includes a tray ceiling and a well-appointed ensuite featuring a plank tile shower with glass enclosure. This separation of space works especially well for households who value a peaceful retreat at the end of the day. Secondary bedrooms are nicely sized and share a full bath with plank tile finishes, offering flexibility for family members, guests, or a home office setup. In a market where buyers are increasingly looking for smart use of space paired with modern finishes, this floorplan stands out by delivering the features buyers want without unnecessary square footage. Located in Lake Juliana Estates, residents enjoy a gated community with two entry gates, a private boat ramp and dock, clubhouse with fitness center, pool, tennis and basketball courts, playground, and more—along with convenient access to I-4 and the Polk Parkway. Buyers who choose this home can feel confident they are securing a balanced combination of comfort, functionality, and community lifestyle. It’s a practical, well-thought-out choice for those who want a home that supports daily routines while still feeling welcoming and easy to enjoy.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,970

Sqft

0.2 ac

Lot size

2

Garage

2025

Year built

One

Levels

$196

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDisposal · Electric Water Heater · Microwave · Range
InteriorCrown Molding · High Ceilings · In Wall Pest System · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Tray Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ExteriorLighting · Sidewalk

Community & fees

HOA fee$197/mo
Taxes (2024)$1,113/yr
PetsYes
CommunityCommunity Boat Ramp · Lake · Water Access · Clubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,898 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,277
FHA mortgage insurance (est.)$171
Property tax — 2024 actual bill$93
HOA fee — from the listing$197
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,540Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,540
Interest rate6.00%
Loan term

Estimated payment

$2,898/mo

Principal & interest$2,277
FHA mortgage insurance (est.)$171
Property taxes (actual bill)$93
HOA / condo fee$197
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $387K
$364KedgeAI estimate $411,538 · range $380K$438K$455K

vs edgeAI estimate

−6%

$/sqft vs LAKE JULIANA ESTATES

$196 vs $204

Days on market

400 vs 59 typical

Where $196/sqft sits among the 23 homes for sale in LAKE JULIANA ESTATES

7
6 · this home
6
1
1
2
$180–194$194–207$207–220$220–233$233–247$247+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Juliana Estates

Map of 5427 WATERSIDE DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World27 min
Universal Orlando37 min
Downtown Orlando43 min
Downtown Tampa46 min
Orlando Int’l Airport (MCO)48 min
Tampa Int’l Airport (TPA)58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Auburndale. See the full Auburndale guide →

Lake Juliana Estates — neighborhood snapshot

Population

355

Median age

53

Median income

$101,000

Median home value

$379,400

Avg household

3

Households w/ children

35%

For the school run

Polk County School District

ElementaryLena Vista Elementary School★★★★★
HighAuburndale Senior High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Auburndale market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$316K$345K

Auburndale median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

15 of 23

LAKE JULIANA ESTATES have cut their price

Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the AUBURNDALE 33823 median. See the full Auburndale market guide →

Paper trail

This home's history

CurrentPrice reduced to $386,846 $32K
Jul 2, 2025Listed at $418,846 · 400 days on market since
2025Built · LAKE JULIANA ESTATES

Reality check

What actually sold near 5427 WATERSIDE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4645 GRANDVIEW GLEN DRSold · Nov ’25

$396,846

4645 GRANDVIEW GLEN DR · same community

3 bd · 2 ba · 1,970 sqft · $201/sqft · 316 DOM

364 LAKE VISTA DRIVESold · Oct ’25

$420,000

364 LAKE VISTA DRIVE · same community

3 bd · 2 ba · 1,970 sqft · $213/sqft · 138 DOM

4706 GRANDVIEW GLEN DRIVESold · Oct ’25

$396,846

4706 GRANDVIEW GLEN DRIVE · same community

3 bd · 2 ba · 1,970 sqft · $201/sqft · 311 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 5427 WATERSIDE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5427 WATERSIDE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5427 WATERSIDE DRIVE FAQs

What would the monthly payment be for 5427 WATERSIDE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,898/mo — principal and interest, the actual property-tax bill, the $197/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5427 WATERSIDE DRIVE?+

The association fee works out to $197 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5427 WATERSIDE DRIVE?+

The most recent tax bill on record (2024) was $1,113. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5427 WATERSIDE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Auburndale?+

At $386,846, this home is listed about 11% above the Auburndale median of $349,863. The market section on this page shows how the area is trending.

Which schools are assigned to 5427 WATERSIDE DRIVE?+

Lena Vista Elementary School (elementary), Auburndale Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$386,846 runs 23% above the AUBURNDALE 33823 median.

02Time on market is leverage

400 days on market against a Auburndale median of 59 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $418,846, now $386,846 — a $32K cut. The full history is in the market section below.

Listing courtesy of ADAMS HOMES REALTY · Jesse Tapia. MLS #L4954176.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5427 WATERSIDE DRIVE, AUBURNDALE, FL — 3 Bed, 2 Bath — $386,846 | CENTURY 21 Edge