7103 MONTREAL DRIVE, LAKELAND, FL, 33810
Active351 days on marketListed Aug 26, 2025MLS #L4955416
About this home
7103 MONTREAL DRIVE
BEAUTIFUL POOL home nestled on the 4th HOLE of the HUNTINGTON HILLS GOLF COURSE! This LARGE 3-bedroom, 2.5-bath home with OVER 2600SQ FT of living space offers the perfect blend of comfort, style, and prime location. Step inside to find formal living and dining rooms adorned with rich HARDWOOD FLOORS, ideal for entertaining. The heart of the home is the OPEN family and dinette space seamlessly flowing into a beautifully RENOVATED KITCHEN featuring: GRANITE countertops, WOOD CABINETRY, SUBWAY TILE BACKSPLASH, Center island with seating, and Built-in desk/workstation. The PRIMARY SUITE is a true retreat, offering a generously sized bedroom and a luxurious ensuite bath complete with a GARDEN TUB, separate shower, DUAL SINKS, Linen closet, plus LARGE WALK-IN CLOSET—the perfect space to relax and unwind. All bedroom feature WALK IN CLOSETS ensuring ample storage throughout. The large inside laundry room just off the garage adds everyday convenience- complete with wash sink and toilet for easy access from the outdoors. While the OVER-SIZED 2 CAR GARAGE includes a DEDICATED WORKSHOP space for hobbies or extra storage. Enjoy Florida living at its finest in the ENCLOSED FLORIDA ROOM, or step out to your SCREEN ENCLOSED POOL with a LARGE PATIO SPACE -perfect for grilling, relaxing, or enjoying the GOLF COURSE VIEWS. The outdoor shower adds the final touch to this private backyard oasis. Whether you're an avid golfer or simply looking for a peaceful, well-appointed home with room to grow and entertain, this one checks all the boxes. NEW A/C 2025 Schedule your private tour today and experience golf course living at its best!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,617
Sqft
0.3 ac
Lot size
2
Garage
1992
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,647 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,647/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$183 vs $193
Days on market
351 vs 45 typical
Where $183/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
209 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 7103 MONTREAL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$350,000
6935 MONTREAL DRIVE · same community
3 bd · 2 ba · 2,227 sqft · $157/sqft · 0 DOM
Sold · Feb ’26$300,000
1723 W DAUGHTERY ROAD
3 bd · 2 ba · 2,562 sqft · $117/sqft · 43 DOM
Sold · Jul ’26$415,000
3300 HAWKS RIDGE DRIVE
4 bd · 2.5 ba · 2,544 sqft · $163/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7103 MONTREAL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7103 MONTREAL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7103 MONTREAL DRIVE FAQs
What would the monthly payment be for 7103 MONTREAL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,647/mo — principal and interest, the actual property-tax bill, the $68/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7103 MONTREAL DRIVE?+
The association fee works out to $68 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7103 MONTREAL DRIVE?+
The most recent tax bill on record (2024) was $4,734. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7103 MONTREAL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $477,900, this home is listed about 41% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$477,900 runs 43% above the LAKELAND 33810 median — but at 2,617 sqft it's also 52% larger than the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
351 days on market against a Lakeland median of 45 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $499,000, now $477,900 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Nicole Alvarez. MLS #L4955416.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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