CENTURY 21 Edge
SoldSold Mar 2026
$465,000Sold Mar 2026Listed at $469,0004 bd3 ba2,374 sqft$198 /sqft

349 RUBY LAKE LOOP, WINTER HAVEN, FL, 33884

Sold297 days on marketListed Sep 26, 2025Sold Apr 1, 2026MLS #L4955628

Reduced $30KPrivate poolSingle Family ResidenceRUBY LAKE PH 02

About this home

349 RUBY LAKE LOOP

Tucked away at the end of a quiet street in the gated, golf cart–friendly community of Ruby Lakes, this 4-bedroom, 3-bath beauty is all about relaxed Florida living. From the long driveway and two-car garage to the lush, well-kept landscaping, this home gives you that “welcome home” feeling from the very start. Step through the double front doors and into a bright, open layout that flows beautifully from room to room. Just off the entry, the formal dining room—with its coffered ceiling and sunshine-filled windows—sets the stage for gatherings. The front living area, with tile flooring and sliding glass doors, opens right up to the pool, making indoor-outdoor living a breeze. At the heart of the home, the kitchen and family room create the perfect hangout spot. The kitchen features solid wood cabinetry, stone countertops, stainless steel appliances, a roomy pantry, and a casual breakfast bar. A cozy nook overlooks the pool, while the family room shines with built-in cabinetry, stone accents, and a rustic brick feature wall that adds warmth and personality. The primary suite is its own retreat—sliding doors open directly to the pool deck, and the en-suite bath provides dual vanities, a garden tub, and a walk-in shower. The three additional bedrooms are just as comfortable, each with double-door closets, ceiling fans, and soft carpet. With a dedicated pool bath and a full guest bath, the layout is as practical as it is inviting. Outside, the covered patio is made for lazy afternoons and weekend cookouts. With peaceful views of the pool and backyard, plus a ceiling fan to keep things cool, you’ll want to spend plenty of time out here. The home also includes a laundry room with storage cabinets and a utility sink to keep everything organized. And don’t forget—you’re in Ruby Lakes, where life moves at a laid-back pace. Cruise around the gated neighborhood by foot, car, or even golf cart, and enjoy the peace of mind that comes with quiet security. If you’re looking for comfort, style, and a lifestyle that feels like vacation, this is the one. Let’s set up a tour—you’ll want to see it in person!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,374

Sqft

0.38 ac

Lot size

2

Garage

1998

Year built

One

Levels

$198

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Tile · Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorLighting · Rain Gutters · Sprinkler Metered

Community & fees

HOA fee$71/mo
Taxes (2024)$7,082/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Golf Carts OK · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public
WaterPublic

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Haven actives

$198 vs $171

Days on market

297 vs 42 typical

Where $198/sqft sits among the 400 Winter Haven actives

44
59
114
107 · this home
32
44
$102–126$126–151$151–175$175–199$199–223$223+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 349 RUBY LAKE LOOP

Get to know Winter Haven. See the full Winter Haven guide →

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

205 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 65% above the Winter Haven median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $469,000 $30K
Sep 26, 2025Listed at $499,000 · 297 days on market since
1998Built · RUBY LAKE PH 02

Reality check

What actually sold near 349 RUBY LAKE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

349 RUBY LAKE LOOPSold · Apr ’26

$465,000

349 RUBY LAKE LOOP · same community

4 bd · 3 ba · 2,374 sqft · $196/sqft · 159 DOM

335 RUBY LAKE LOOPSold · Jul ’26

$484,900

335 RUBY LAKE LOOP · same community

4 bd · 3 ba · 2,406 sqft · $202/sqft · 7 DOM

3820 TRADITIONS BOULEVARD NSold · May ’26

$380,000

3820 TRADITIONS BOULEVARD N

3 bd · 2 ba · 2,400 sqft · $158/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 349 RUBY LAKE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 349 RUBY LAKE LOOP — before you fall in love.

Selling nearby?

What's your home worth today?

This sale is one data point — your home is another. Get a data-driven estimate built from real closed sales like this one, in about a minute.

The brief

Four things that matter here

01Positioned at the premium end

$469,000 runs 65% above the Winter Haven median — but at 2,374 sqft it's also 44% larger than the typical Winter Haven listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

297 days on market against a Winter Haven median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $499,000, now $469,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Jen Lay. MLS #L4955628.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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