CENTURY 21 Edge
Pending
$495,9003 bd2 ba1,886 sqft$263 /sqft$3,713 /mo all-in ↓

7911 LAKE JAMES BOULEVARD, LAKELAND, FL, 33810

Pending338 days on marketListed Sep 10, 2025MLS #L4955716

Single Family ResidenceLAKE JAMES PH 4

About this home

7911 LAKE JAMES BOULEVARD

Opportunity knocks in Lake James, one of Central Florida’s most desirable 55 plus communities. Built entirely by Ernie White Construction, Lake James is a serene retreat for those lucky enough to call it home! This is the last new home to be listed in the community. Sure to please the most discriminating buyer, this Gibson IV spec home is waiting for you. Upon arriving you will appreciate the attention to detail, quality of construction, and upgraded materials throughout the home. With three bedrooms and two bathrooms, boasting 1,886 square feet; this open concept, split plan home is sure to capture your interest. The living area of the home is bright, open, and includes the great room, dining room, and kitchen. The kitchen is adorned with Wellborn wood cabinets, an oversized island, and Cambria Quartz solid surface countertops. Keep looking and you will notice the large kitchen pantry, under cabinet lighting, stainless steel appliances, and crown molding throughout the home. Next to the kitchen is the dining area, which leads to the triple glass doors opening the home to the large rear paver patio. Upon making your way to the primary bedroom you will notice the plush carpet in the bedroom and closet. The bedroom easily accommodates a king bedroom set with room to spare. The primary bath features a walk-in shower, dual vanity countertop, dual linen closets, a water closet, and a huge walk-in-closet. The second bedroom, located at the front of the home also features carpet flooring and a walk-in closet. The third bedroom, commonly used as an office features tile flooring. You will appreciate the details you cannot easily see, like the Carrier 15 Seer air conditioner with a 10 YEAR parts and labor warranty, R-38 blown attic insulation (living areas), foam injected insulation in exterior block walls (living areas), Lifetime Dimensional Shingles, and the insulated Low E windows. The appeal of Lake James is obvious. The manicured common areas, the pristine homes, friendly neighbors, and the fact that the HOA provides all yard care, WIFI, and Cable! You will have plenty of time to enjoy the community pool, gym, clubhouse, Bocci ball court, and walking trails! This opportunity will not last long, call today to schedule a private showing!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,886

Sqft

0.15 ac

Lot size

2

Garage

2024

Year built

One

Levels

$263

Per sqft

55+ community

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ParkingDriveway · Garage Door Opener · Oversized
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$310/mo
Taxes (2024)$1,252/yr
PetsCats OK, Dogs OK, Number Limit
CommunityLake · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,713 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,919
FHA mortgage insurance (est.)$219
Property tax — 2024 actual bill$104
HOA fee — from the listing$310
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,357Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,357
Interest rate6.00%
Loan term

Estimated payment

$3,713/mo

Principal & interest$2,919
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$104
HOA / condo fee$310
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $496K
$336KedgeAI estimate $377,108 · range $351K$388K$516K

vs edgeAI estimate

+31.5%

Days on market

338 vs 45 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 7911 LAKE JAMES BOULEVARD

Drive times from this address

Downtown Tampa46 min
Walt Disney World49 min
Tampa Int’l Airport (TPA)58 min
Universal Orlando59 min
Downtown Orlando65 min
Orlando Int’l Airport (MCO)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$317K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the LAKELAND 33810 median. See the full Lakeland market guide →

Paper trail

This home's history

Sep 10, 2025Listed at $495,900 · 338 days on market since
2024Built · LAKE JAMES PH 4

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7911 LAKE JAMES BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7911 LAKE JAMES BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7911 LAKE JAMES BOULEVARD FAQs

What would the monthly payment be for 7911 LAKE JAMES BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,713/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7911 LAKE JAMES BOULEVARD?+

The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7911 LAKE JAMES BOULEVARD?+

The most recent tax bill on record (2024) was $1,252. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7911 LAKE JAMES BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $495,900, this home is listed about 47% above the Lakeland median of $338,000. The market section on this page shows how the area is trending.

Listing courtesy of CLARK REALTY LLC · Steven Perkins. MLS #L4955716.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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