CAPTIVA POINT, LAKELAND, FL, 33801
Active270 days on marketListed Nov 7, 2025MLS #L4957139
About this home
CAPTIVA POINT
Looking for an affordable piece of land in Lakeland where you can build your future? This .24-acre homesite provides the perfect opportunity to turn your vision into reality without stretching your budget. With approximately a quarter-acre of space, you'll have plenty of room to design the home you've always wanted, create a backyard for family gatherings, add a garden, or simply enjoy the privacy of your own property. Located in an established community with beautiful lakefront surroundings and water access, this property combines peaceful living with everyday convenience. You'll be just minutes from Lakeland's shopping, restaurants, schools, parks, and major roadways, making it easy to enjoy everything the area has to provide while still coming home to a quiet setting. Whether you're a first-time homebuyer, looking to build instead of buying an existing home, or searching for an affordable investment in one of Central Florida's fastest-growing areas, this lot provides outstanding potential. Affordable land in Lakeland is becoming increasingly difficult to find, making this an opportunity you won't want to miss. Bring your builder, your plans, and your imagination to create a home that fits your lifestyle. Schedule your visit today and discover why this Lakeland property could be the perfect place to build your next chapter.
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$508 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$508/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33801 — neighborhood snapshot
Population
33,460
Median age
33.4
Median income
$49,210
Median home value
$138,700
Avg household
2.43
Households w/ children
3,160
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% below the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near CAPTIVA POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$55,500
2005 BLUE LAKE DRIVE
2 bd · 1 ba · 672 sqft · $83/sqft · 133 DOM
Sold · May ’26$50,000
2004 DAWN HEIGHTS DRIVE
2 bd · 1 ba · 720 sqft · $69/sqft · 0 DOM
Sold · Mar ’26$175,000
2504 CETRA COURT
2 bd · 1 ba · 756 sqft · $231/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about CAPTIVA POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for CAPTIVA POINT — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
CAPTIVA POINT FAQs
What would the monthly payment be for CAPTIVA POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $508/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on CAPTIVA POINT?+
The most recent tax bill on record (2024) was $1,146. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $39,900, this home is listed about 88% below the Lakeland median of $341,850. The market section on this page shows how the area is trending.
Which schools are assigned to CAPTIVA POINT?+
Tenoroc High School (high), Lena Vista Elementary School (elementary), Jere L. Stambaugh Middle (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33801 market on paper
$39,900 is 85% below the LAKELAND 33801 median of $257,900.
02Time on market is leverage
270 days on market against a Lakeland median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $45,000, now $39,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jen Lay. MLS #L4957139.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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