CENTURY 21 Edge
$399,000$445,0002 bd2 ba1,925 sqft$207 /sqft$3,456 /mo all-in ↓

7914 LAKE JAMES BOULEVARD, LAKELAND, FL, 33810

Active255 days on marketListed Dec 2, 2025MLS #L4957618

Reduced $46KSingle Family ResidenceLAKE JAMES PH 4

About this home

7914 LAKE JAMES BOULEVARD

Stunning and barely lived in, this luxury 2-bedroom, 2-bath home with an office or den—built by Ernie White Construction—is located in the premier gated 55+ community of Lake James. Offering nearly 2,000 sq ft of upgraded living space, the home features an open floor plan with a spacious great room, dedicated dining area, inside laundry with a utility sink, and a beautiful primary suite with a walk-in shower, double sinks, and a large walk-in closet. Community amenities include a heated pool, clubhouse, fitness center, game and meeting rooms, library, walking trails, shuffleboard, bocce ball, and horseshoes, and the HOA also covers lawn care, lawn spraying, Spectrum cable, and internet for truly maintenance-free living. High-end upgrades throughout the home include quartz countertops, elegant gray kitchen cabinetry, premium appliances, upgraded lighting, 8-foot doors, crown molding, plantation shutters, Addison Dicus carpet in the bedrooms, a security system, air-conditioned garage, epoxy pebble-coated garage flooring, rain gutters, St. Augustine sod, lush landscaping with irrigation, and a paver back lanai and driveway. The screened-in lanai offers additional privacy with shades and features freshly cleaned and sealed pavers. This is maintenance-free Florida living at its finest.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,925

Sqft

0.15 ac

Lot size

2

Garage

2022

Year built

One

Levels

$207

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingGarage Door Opener
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$310/mo
Taxes (2024)$5,524/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,456 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2024 actual bill$460
HOA fee — from the listing$310
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,456/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$460
HOA / condo fee$310
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$267KedgeAI estimate $346,214 · range $278K$418K$434K

vs edgeAI estimate

+15.2%

$/sqft vs Lakeland actives

$207 vs $193

Days on market

255 vs 44 typical

Where $207/sqft sits among the 400 Lakeland actives

71
133
102 · this home
49
20
25
$127–160$160–194$194–227$227–261$261–294$294+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 7914 LAKE JAMES BOULEVARD

Drive times from this address

Downtown Tampa46 min
Walt Disney World49 min
Tampa Int’l Airport (TPA)58 min
Universal Orlando59 min
Downtown Orlando65 min
Orlando Int’l Airport (MCO)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$316K$320K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

211 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the LAKELAND 33810 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,000 $46K
Dec 2, 2025Listed at $445,000 · 255 days on market since
2022Built · LAKE JAMES PH 4

Reality check

What actually sold near 7914 LAKE JAMES BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7898 LAKE JAMES BOULEVARDSold · May ’26

$445,000

7898 LAKE JAMES BOULEVARD · same community

3 bd · 2 ba · 1,911 sqft · $233/sqft · 142 DOM

7991 LAKE JAMES BOULEVARDSold · Jul ’26

$370,000

7991 LAKE JAMES BOULEVARD · same community

2 bd · 2 ba · 1,890 sqft · $196/sqft · 42 DOM

7929 LAKE JAMES BOULEVARDSold · May ’26

$480,000

7929 LAKE JAMES BOULEVARD · same community

3 bd · 2 ba · 2,653 sqft · $181/sqft · 169 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 7914 LAKE JAMES BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7914 LAKE JAMES BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7914 LAKE JAMES BOULEVARD FAQs

What would the monthly payment be for 7914 LAKE JAMES BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,456/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7914 LAKE JAMES BOULEVARD?+

The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7914 LAKE JAMES BOULEVARD?+

The most recent tax bill on record (2024) was $5,524. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7914 LAKE JAMES BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $399,000, this home is listed about 18% above the Lakeland median of $337,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$399,000 runs 19% above the LAKELAND 33810 median.

02Time on market is leverage

255 days on market against a Lakeland median of 44 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $445,000, now $399,000 — a $46K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY · Kim McKeel. MLS #L4957618.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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