664 EAGLE RUN, LAKELAND, FL, 33809
Pending223 days on marketListed Dec 13, 2025MLS #L4957907
About this home
664 EAGLE RUN
Welcome to this beautifully updated two-bedroom, two-bath home located in the desirable 55+ Sandpiper Golf & Country Club community. This lovely home features a large bay window that fills the living space with abundant natural light. The spacious living room opens seamlessly to the dining area and an adorable, updated kitchen, creating a comfortable and functional layout. The primary bedroom is generously sized, offering a private en-suite bath and a walk-in closet. The second bathroom has been tastefully updated, and an ample-sized interior laundry room adds convenience. Recent improvements include new HVAC, new paint, and new flooring, with tasteful updates throughout. An additional flex room provides versatility and can be used as a den, office, or hobby space. The enclosed lanai opens to the back patio, perfect for relaxing or entertaining. Sandpiper Golf & Country Club offers an active lifestyle with amenities including a clubhouse, golf, tennis, community pool, fitness center, restaurant, billiards, and library. The low HOA fee includes cable, internet, lawn maintenance, and amenities. Conveniently located near medical facilities, shopping, I-4, and area attractions, this home offers both comfort and convenience. Seller will replace roof prior to closing with an acceptable offer! Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,456
Sqft
0.15 ac
Lot size
2
Garage
1988
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,110 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,110/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.9%
Days on market
223 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sandpiper
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Sandpiper — neighborhood snapshot
Population
1,739
Median age
66
Median income
$57,152
Median home value
$228,472
Avg household
2
Households w/ children
204
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 664 EAGLE RUN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 664 EAGLE RUN — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
664 EAGLE RUN FAQs
What would the monthly payment be for 664 EAGLE RUN?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,110/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 664 EAGLE RUN?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 664 EAGLE RUN?+
The most recent tax bill on record (2024) was $2,617. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 664 EAGLE RUN?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $249,900, this home is listed about 26% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 664 EAGLE RUN?+
Lake Gibson Middle School (middle), Edgar L. Padgett Elementary (elementary), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33809 market on paper
$249,900 is 23% below the LAKELAND 33809 median of $326,000, and at $172/sqft it sits under the Lakeland average of $205.
02Time on market is leverage
223 days on market against a Lakeland median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $279,999, now $249,900 — a $30K cut. The full history is in the market section below.
Listing courtesy of COLDWELL BANKER REALTY · Ginger Quirk. MLS #L4957907.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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