4911 WHITEOAK DRIVE E, LAKELAND, FL, 33813
Active206 days on marketListed Jan 12, 2026MLS #L4958516
About this home
4911 WHITEOAK DRIVE E
Welcome to this beautiful 3-bedroom, 2-bath home in Lakeland, FL, with no HOA. This well-maintained property features laminate and tile flooring throughout, offering both style and easy upkeep. The spacious great room and living room create an ideal layout for everyday living and entertaining. Step outside to enjoy the screened and enclosed patio overlooking your private pool and fully fenced backyard, perfect for relaxing or hosting guests. This home boasts numerous recent upgrades for peace of mind, including a new roof installed just 3 months ago. The AC system and ductwork were replaced about a year ago, along with updated pipe work. A new septic system and drain field were installed two years ago, adding long-term value. The pool was resurfaced just over a year ago, and a new pool pump was installed only weeks ago. Fresh exterior paint completed a month ago enhances the home’s curb appeal. With no HOA restrictions, you’ll enjoy flexibility and freedom in a convenient Lakeland location close to shopping, dining, and major roadways. This move-in-ready home combines comfort, functionality, and major updates throughout. Schedule your private showing today and experience Florida living at its best.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,880
Sqft
0.33 ac
Lot size
1
Garage
1966
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,793 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,793/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−48.3%
$/sqft vs ACREAGE
$191 vs $338
Days on market
206 vs 43 typical
Where $191/sqft sits among the 153 homes for sale in ACREAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
61 of 153
ACREAGE have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 4911 WHITEOAK DRIVE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$425,000
9722 KENTON ROAD · same community
3 bd · 2 ba · 1,840 sqft · $231/sqft · 130 DOM
Sold · Dec ’25$400,000
11617 DUDA ROAD · same community
4 bd · 5 ba · 1,960 sqft · $204/sqft · 257 DOM
Sold · Dec ’25$350,000
1015 SUTTON ROAD · same community
3 bd · 2 ba · 1,777 sqft · $197/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4911 WHITEOAK DRIVE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4911 WHITEOAK DRIVE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4911 WHITEOAK DRIVE E FAQs
What would the monthly payment be for 4911 WHITEOAK DRIVE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,793/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4911 WHITEOAK DRIVE E?+
The most recent tax bill on record (2025) was $4,249. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $360,000, this home is listed about 6% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4911 WHITEOAK DRIVE E?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKELAND 33813 market on paper
$360,000 is 11% below the LAKELAND 33813 median of $405,000, and at $191/sqft it sits under the Lakeland average of $206.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
206 days on market against a Lakeland median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $370,000, now $360,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 54 REALTY LLC · Jordan Prais. MLS #L4958516.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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