56 BEAVERKILL DRIVE, LAKE WALES, FL, 33898
Active139 days on marketListed Mar 20, 2026MLS #L4960137
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Upcoming open house
Sat, Aug 8
12:00 PM – 3:00 PM
About this home
56 BEAVERKILL DRIVE
PRICE DROP! Situated on a desirable corner lot in the highly sought-after 55+ gated community of Saddlebag Lake Resort! This beautifully maintained 2-bedroom, 2-bath home is being offered fully furnished and is truly move-in ready—perfect as a full-time residence, seasonal retreat, or investment opportunity. Step inside and immediately notice the high ceilings and luxury vinyl flooring throughout (2021), creating a bright, open, and low-maintenance living space. The home’s thoughtful layout offers a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The open, light-filled kitchen provides ample cabinet and counter space, perfect for gatherings or casual dining. The spacious primary suite features a private ensuite bathroom and a convenient linen closet. A stackable washer and dryer in the hallway adds functionality without taking up valuable living space. The second bedroom and full bath offer flexibility for guests, a home office, or additional living space. Comfort is ensured year-round with a HVAC system replaced (2019), and the front steps were replaced (2020) for added safety and curb appeal. Outside, the property offers two separate driveways, giving you the flexibility to bring your boat while still leaving space for a car or visitors. Being on a corner lot, this home enjoys additional privacy and enhanced curb appeal, a rare and valuable feature in the community. Saddlebag Lake Resort offers a vibrant, resort-style lifestyle with amenities including a clubhouse with planned activities, heated pool and spa, fitness center, pickleball and tennis courts, shuffleboard, and a marina with direct lake access. For added convenience, residents also enjoy an on-site post office. Don’t miss the opportunity to own a fully furnished, move-in ready home on a corner lot in this amenity-rich community where you can enjoy the best of Florida living year-round!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,128
Sqft
0.1 ac
Lot size
1996
Year built
One
Levels
$115
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,388 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,388/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.9%
$/sqft vs SADDLEBAG LAKE
$115 vs $155
Days on market
139 vs 54 typical
Where $115/sqft sits among the 22 homes for sale in SADDLEBAG LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Saddlebag Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
Saddlebag Lake — neighborhood snapshot
Population
569
Median age
68
Median income
$34,972
Median home value
$83,600
Avg household
1
Households w/ children
16%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
11 of 22
SADDLEBAG LAKE have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 56 BEAVERKILL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$145,000
6 CATSKILL · same community
2 bd · 2 ba · 1,128 sqft · $129/sqft · 87 DOM
Sold · May ’26$205,000
45 QUEEN OF WATERS STREET · same community
2 bd · 2 ba · 1,128 sqft · $182/sqft · 191 DOM
Sold · Feb ’26$205,000
49 QUEEN OF WATERS STREET · same community
2 bd · 2 ba · 1,152 sqft · $178/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 56 BEAVERKILL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 56 BEAVERKILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
56 BEAVERKILL DRIVE FAQs
What would the monthly payment be for 56 BEAVERKILL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,388/mo — principal and interest, the actual property-tax bill, the $245/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 56 BEAVERKILL DRIVE?+
The association fee works out to $245 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 56 BEAVERKILL DRIVE?+
The most recent tax bill on record (2025) was $1,929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 56 BEAVERKILL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $129,990, this home is listed about 48% below the Lake Wales median of $250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 56 BEAVERKILL DRIVE?+
Spook Hill Elementary School (elementary), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKE WALES 33898 market on paper
$129,990 is 9% below the LAKE WALES 33898 median of $142,800, and at $115/sqft it sits under the Lake Wales average of $199.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
139 days on market against a Lake Wales median of 54 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $139,990, now $129,990 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · David Small. MLS #L4960137.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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