2101 HATTERAS POINT, LAKELAND, FL, 33813
Active90 days on marketListed May 11, 2026MLS #L4961110
About this home
2101 HATTERAS POINT
Welcome to Waterview, a hidden gem community offering the perfect blend of tranquility and convenience. This inviting 2-story waterfront home features a beautiful lake view from your private patio, creating the ideal setting for morning coffee or evening relaxation. Inside, you’ll find 3 bedrooms and 2.5 baths, including a first-floor master suite for ease and privacy. The spacious living and dining room combo is perfect for entertaining, while the kitchen, in the heart of the home, boasts a walk-in pantry to keep everything organized. Upstairs, the two oversized bedrooms are connected by a convenient Jack & Jill bathroom. Updates include newer laminate flooring in the living/dining area, master bedroom, and hallway. Waterview’s desirable location is just across the street from the new Orlando Health Hospital, near shopping, dining, and the Polk Parkway for an easy commute. Residents enjoy a community pool, tennis and basketball courts, a fishing pier, and scenic waterfront views—all contributing to a peaceful, active lifestyle. Don’t miss your chance to enjoy the serenity of lakeside living in one of the area’s most desirable neighborhoods!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,592
Sqft
0.12 ac
Lot size
1
Garage
2004
Year built
One
Levels
$140
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,006 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,006/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.7%
$/sqft vs Lakeland actives
$140 vs $194
Days on market
90 vs 44 typical
Where $140/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
204 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2101 HATTERAS POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$274,000
2063 WINDWARD PASS · same community
2 bd · 2 ba · 1,285 sqft · $213/sqft · 35 DOM
Sold · Apr ’26$250,000
2141 HATTERAS POINT · same community
3 bd · 2 ba · 1,233 sqft · $203/sqft · 20 DOM
Sold · Jan ’26$239,000
2109 SANDY HOOK · same community
2 bd · 2 ba · 1,106 sqft · $216/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 2101 HATTERAS POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2101 HATTERAS POINT — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2101 HATTERAS POINT FAQs
What would the monthly payment be for 2101 HATTERAS POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,006/mo — principal and interest, the actual property-tax bill, the $102/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2101 HATTERAS POINT?+
The association fee works out to $102 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2101 HATTERAS POINT?+
The most recent tax bill on record (2025) was $5,398. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2101 HATTERAS POINT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $362,400, this home is listed about 7% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2101 HATTERAS POINT?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKELAND 33813 market on paper
$362,400 is 10% below the LAKELAND 33813 median of $402,500, and at $140/sqft it sits under the Lakeland average of $207.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
90 days on market against a Lakeland median of 44 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $397,500, now $362,400 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Michelle Howard. MLS #L4961110.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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