4078 OAK LOOP, MULBERRY, FL, 33860
Active63 days on marketListed May 22, 2026MLS #L4961321
About this home
4078 OAK LOOP
Ready to Own a nice portfolio for long term investment and steady income, this is the perfect opportunity, 10 Condo Units, built 2025, all with seasoned tenants in a small looped well located neighborhood. This neighborhood is in the imperial lakes area, close to shopping and easy access to interstate, borderline of Lakeland and Mulberry, community features, pool house, community room, heated pool and much more. Call for more information.
Facts & features
The home at a glance
6
Bedrooms
1,195
Sqft
0.03 ac
Lot size
2025
Year built
$1,757
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,851 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,851/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Mulberry actives
$1,757 vs $187
Days on market
63 vs 29 typical
Where $1,757/sqft sits among the 88 Mulberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Imperial Lakes — neighborhood snapshot
Population
5,339
Median age
39
Median income
$78,610
Median home value
$285,515
Avg household
3
Households w/ children
616
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$318K → $315K
Mulberry median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
48 of 88
Mulberry actives have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 619% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 4078 OAK LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$180,000
4056 OAK LOOP UNIT 100 · same community
2 bd · 2 ba · 1,195 sqft · $151/sqft · 191 DOM
Sold · Apr ’26$165,000
4058 OAK LOOP UNIT 99 · same community
2 bd · 2 ba · 1,195 sqft · $138/sqft · 306 DOM
Sold · Sep ’25$153,000
4241 OAK LOOP · same community
2 bd · 2 ba · 1,080 sqft · $142/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4078 OAK LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4078 OAK LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4078 OAK LOOP FAQs
What would the monthly payment be for 4078 OAK LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,851/mo — principal and interest, the actual property-tax bill, the $560/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4078 OAK LOOP?+
The association fee works out to $560 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4078 OAK LOOP?+
The most recent tax bill on record (2025) was $144. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4078 OAK LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $2,099,999, this home is listed about 572% above the Mulberry median of $312,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4078 OAK LOOP?+
James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,099,999 runs 619% above the MULBERRY 33860 median.
02Know the monthly fee
The association fee is $560/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
63 days on market against a Mulberry median of 29 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,200,000, now $2,099,999 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DJ DELGADO MANAGEMENT GROUP · DJ Delgado. MLS #L4961321.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Mulberry homes, in your inbox
Like 4078 OAK LOOP but not quite? A daily digest of every new listing in Mulberry — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Julian to ping you on any price or status change →