319 MELBOURN DRIVE, HAINES CITY, FL, 33844
Pending111 days on marketListed Apr 25, 2026MLS #L4961400
About this home
319 MELBOURN DRIVE
OWN YOUR OWN LAND IN THIS SOUGHT-AFTER RESORT-STYLE 55+ GATED GOLF COMMUNITY IN SUNNY CENTRAL FLORIDA! THIS BEAUTIFULLY UPDATED 3-BEDROOM, 2-BATH HOME OFFERS 1,798 SQUARE FEET OF COMFORTABLE LIVING SPACE AND HAS BEEN THOUGHTFULLY UPGRADED FROM TOP TO BOTTOM. ENJOY PEACE OF MIND WITH A NEW ROOF INSTALLED IN JUNE 2023 FEATURING 30-YEAR ARCHITECTURAL SHINGLES, PLUS A NEW A/C SYSTEM AND DUCTWORK WITH SURGE PROTECTION. ADDITIONAL RECENT IMPROVEMENTS INCLUDE A REPLACED ELECTRICAL PANEL, STYLISH LUXURY VINYL FLOORING THROUGHOUT, AND NEW CARPORT. THE DOUBLE PANE WINDOWS PROVIDE ENERGY EFFICIENCY! THE SPACIOUS KITCHEN IS A TRUE CENTERPIECE, FEATURING GRANITE COUNTERTOPS, BEAUTIFUL CABINETRY, PULL OUT DRAWERS, SOFT-CLOSE HINGES, AN OVERSIZED DEEP SINK, COOKTOP ISLAND, BUILT-IN OVEN AND MICROWAVE, AND A LARGE WALK-IN PANTRY. THE PRIMARY BATH HAS BEEN REMODELED AND PROVIDES TWO WALK-IN CLOSETS, DUAL SINKS, MODERN WALK-IN SHOWER. THIS FRIENDLY AND ACTIVE COMMUNITY OFFERS AN INCREDIBLE LIFESTYLE WHERE YOU CAN BE AS SOCIAL OR AS RELAXED AS YOU CHOOSE. ENJOY 18 HOLES OF GOLF FOR ONLY $5 GREEN FEES, ALONG WITH AMENITIES INCLUDING A HEATED POOL, HOT TUB, FITNESS CENTER, PICKLEBALL, TENNIS, SHUFFLEBOARD, HORSESHOES, FISHING ON LAKE HENRY, GARDENING, AND NUMEROUS CLUBS AND SOCIAL ACTIVITIES. MEET NEIGHBORS AT THE PRIVATE PUB OR COMMUNITY ROOM AND EXPERIENCE TRUE FLORIDA LIVING. THE HOA COVERS ALMOST EVERYTHING EXCEPT ELECTRIC AND LAWN MOWING. IT INCLUDES WATER, GARBAGE, SEWER, INTERNET, A DVD RECORDER, AND 2 HD CABLE BOXES! IDEALLY LOCATED JUST OUTSIDE THE CITY WITH EASY ACCESS TO DISNEY, LEGOLAND, BOK TOWER, AND APPROXIMATELY 1.5 HOURS TO EITHER COAST'S BEAUTIFUL BEACHES, THIS HOME OFFERS THE PERFECT COMBINATION OF COMFORT, CONVENIENCE, AND LIFESTYLE. THIS IS A 55+ COMMUNITY AND THE MINIMUM AGE REQUIRED IS 50. YOU MAY RENT YOUR HOME UP TO 6 MONTHS PER YEAR, IDEAL FOR SNOW BIRDS! COME DISCOVER WHY CENTRAL FLORIDA IS ONE OF THE FASTEST-GROWING AREAS IN THE COUNTRY AND START ENJOYING THE SUNSHINE LIFESTYLE YOU DESERVE!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,798
Sqft
0.11 ac
Lot size
1989
Year built
One
Levels
$117
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,009 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,009/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SWEETWATER GOLF & TENNIS CLUB
$117 vs $133
Days on market
111 vs 41 typical
Where $117/sqft sits among the 8 homes for sale in SWEETWATER GOLF & TENNIS CLUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Sweetwater Golf And Tennis Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sweetwater Club is a short-term-rental community. See the full guide →
Sweetwater Golf And Tennis Club — neighborhood snapshot
Population
1,632
Median age
70
Median income
$70,273
Median home value
$28,345
Avg household
2
Households w/ children
15%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $305K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
6 of 8
SWEETWATER GOLF & TENNIS CLUB have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 319 MELBOURN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$215,000
96 NEWCASTLE BOULEVARD · same community
2 bd · 2 ba · 1,890 sqft · $114/sqft · 11 DOM
Sold · Nov ’25$100,000
401 DARTMOUTH DRIVE · same community
2 bd · 2 ba · 1,586 sqft · $63/sqft · 27 DOM
Sold · Apr ’26$128,000
376 VICTORIA DRIVE · same community
2 bd · 2 ba · 1,428 sqft · $90/sqft · 393 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 319 MELBOURN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 319 MELBOURN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
319 MELBOURN DRIVE FAQs
What would the monthly payment be for 319 MELBOURN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,009/mo — principal and interest, the actual property-tax bill, the $387/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 319 MELBOURN DRIVE?+
The association fee works out to $387 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 319 MELBOURN DRIVE?+
The most recent tax bill on record (2025) was $1,590. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 319 MELBOURN DRIVE be rented short-term?+
Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 319 MELBOURN DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $210,000, this home is listed about 33% below the Haines City median of $312,900. The market section on this page shows how the area is trending.
Which schools are assigned to 319 MELBOURN DRIVE?+
Lake Alfred Polytech Academy (middle), Haines City Senior High School (high), Horizons Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HAINES CITY 33844 market on paper
$210,000 is 29% below the HAINES CITY 33844 median of $295,000, and at $117/sqft it sits under the Haines City average of $187.
02Zoned for nightly rentals
Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
111 days on market against a Haines City median of 41 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $224,900, now $210,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Carolyn Christian, LLC. MLS #L4961400.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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