4135 CREEKWOOD LANE, MULBERRY, FL, 33860
Pending106 days on marketListed May 1, 2026MLS #L4961422
About this home
4135 CREEKWOOD LANE
A light-filled condo tucked inside a small gated community offering peaceful water views and a rare blend of privacy, comfort and low-maintenance living. From the moment you step inside, the home feels open, airy and inviting. Knotty pine vaulted ceilings add warmth and character. Modern architectural elements add style and an elevated sense of space. A home that feels both luxurious and cozy. Natural light pours through large double-pane picture windows, highlighting over 3,000 square feet of air-conditioned living. The generous floor plan flows beautifully, offering plenty of room to entertain, enjoy activities or simply relax. In an area abundant with creeks and wildlife, take in serene water views right from your living space - the perfect backdrop for morning coffee, afternoon reading or evening relaxation. The Florida room and back deck create a seamless connection between indoor comfort and outdoor beauty. Enjoy a carefree condo lifestyle while still having your own personal outdoor space for gardening, grilling, bird watching or even catching a fish in the creek. With exterior maintenance handled by the community, you can spend less time managing upkeep and more time enjoying the comfort, convenience and tranquility of your surroundings. This is truly the best of both worlds – maintenance-free living with the feel of a private home. This home offers something for everyone – there’s even an out of this world space-themed kids playhouse featuring a climbing wall and 5’ turbo slide!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
3,261
Sqft
0.09 ac
Lot size
2
Garage
1988
Year built
Two
Levels
$100
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,038 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,038/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Imperial Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Imperial Lakes — neighborhood snapshot
Population
5,339
Median age
39
Median income
$78,610
Median home value
$285,515
Avg household
3
Households w/ children
616
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $297K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4135 CREEKWOOD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4135 CREEKWOOD LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4135 CREEKWOOD LANE FAQs
What would the monthly payment be for 4135 CREEKWOOD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,038/mo — principal and interest, the actual property-tax bill, the $611/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4135 CREEKWOOD LANE?+
The association fee works out to $611 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4135 CREEKWOOD LANE?+
The most recent tax bill on record (2025) was $2,520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4135 CREEKWOOD LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $325,000, this home is listed about 8% above the Mulberry median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4135 CREEKWOOD LANE?+
James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$325,000 runs 12% above the MULBERRY 33860 median — but at 3,261 sqft it's also nearly twice the size of the typical Mulberry listing.
02Garden & Park/Greenbelt & Trees/Woods & Water views
The garden and park/greenbelt and trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $611/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
106 days on market against a Mulberry median of 31 — sellers in this position are usually ready to negotiate.
Listing courtesy of KELLER WILLIAMS REALTY · Gate Arty. MLS #L4961422.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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