5521 EMERALD RIDGE BOULEVARD, LAKELAND, FL, 33813
Pending89 days on marketListed May 14, 2026MLS #L4961671
About this home
5521 EMERALD RIDGE BOULEVARD
Large Price Improvement!! Priced Below Market Value!! Location, Location, Location!! EMERALD RIDGE COMMUNITY GEM - A Gated Community Of Only 72 Residences! A Private Cul-De-Sac Home on a 0.45 Acre Lot! A-Rated Schools! A Home Like Nothing Else On The Market! Add Your Personal Imprint To Make This Home Yours. Experience Spacious Living at its Finest With This Spectacular 4 Bedroom 3 Full Bathrooms & 1 Half Pool Bath Home. Complete With a Sparkling Salt Water Pool, Spa/Hot Tub. An Awesome Oasis for Family Gatherings, Entertaining, & Enjoying Quiet Times on Lazy Summer Afternoons. Plenty of Room For a Garden, Swing Set or Nearly Anything Your Heart Desires. Wood Floors Throughout the Living Areas. A Chef's Dream Kitchen....Solid Wood Cabinets In The Kitchen & Living Room. The Kitchen Has a Breakfast Bar and Stainless Steel Appliances. Plenty of Storage and Extras in the Cabinets. Lots of Granite Counter Space, 2 Ovens and a Microwave For the Cooking Enthusiasts. The Breakfast Bar Overlooks the Family Room With Built In Cabinets and a Double Sided Wood Burning Fireplace to the Florida/Bonus Room. 3 Separate Living Areas Provides Lots of Entertaining & Gathering Places for Your Family. Large Indoor Laundry Room With Storage and Utility Sink. Relax in Your Primary Bedroom With an En-Suite Master Bathroom With Double Vanity, Walk-in Closet, Spa/Jetted Tub, and a Separate Shower. 3 Car Garage With Ample Space for a Workshop. This Community is Just Minutes to Excellent Medical Facilities, Restaurants, & Great Shopping. Welcome Home!.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,068
Sqft
0.45 ac
Lot size
3
Garage
1995
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,182 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,182/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.4%
$/sqft vs Lakeland actives
$204 vs $195
Days on market
89 vs 45 typical
Where $204/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
204 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5521 EMERALD RIDGE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$610,000
1818 MORNING SKY DRIVE · same community
4 bd · 2.5 ba · 2,943 sqft · $207/sqft · 7 DOM
Sold · May ’26$829,900
5560 EMERALD RIDGE BOULEVARD · same community
4 bd · 4 ba · 3,386 sqft · $245/sqft · 101 DOM
Sold · Jan ’26$550,000
1814 DELAFIELD DRIVE · same community
3 bd · 2.5 ba · 2,582 sqft · $213/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5521 EMERALD RIDGE BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5521 EMERALD RIDGE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5521 EMERALD RIDGE BOULEVARD FAQs
What would the monthly payment be for 5521 EMERALD RIDGE BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,182/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5521 EMERALD RIDGE BOULEVARD?+
The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5521 EMERALD RIDGE BOULEVARD?+
The most recent tax bill on record (2025) was $4,225. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5521 EMERALD RIDGE BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $625,000, this home is listed about 85% above the Lakeland median of $337,300. The market section on this page shows how the area is trending.
Which schools are assigned to 5521 EMERALD RIDGE BOULEVARD?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$625,000 runs 56% above the LAKELAND 33813 median — but at 3,068 sqft it's also nearly twice the size of the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $649,900, now $625,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of XCELLENCE · Tammy Bryan. MLS #L4961671.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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